Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and IJR

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,820DFAC · best of the three

02 / 04

HAPI, DFAC and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$85.6B1.9

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.9%+22.8%+17.4%+5.8%−9.7%16.4%$104B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - US Core Equity 2 ETF · $85.6B$11,771

DFAC

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$11,365

$10,000 one year ago, dividends reinvested · they hold 41.9% in common

DFACMeasureHAPI

+14.1%Year to dateJan 1 → Nov 9+10.6%

+17.7%1 yearTotal return+13.6%

+21.2%3 years · per year$10,000 became $17,787 · $18,105+21.9%

+11.0%5 years · per year$10,000 became $16,820 · […][…]

0.21%Expense ratio$21 · $35 a year on $10k · lower is better0.35%

0.88%Trailing 12-mo yield$88 · $78 a year on $10k0.78%

−8.5%Worst dropSmaller is better−8.1%

13.1%VolatilityLower is calmer12.9%

DFACHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3DFAC wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs HAPI: Top 5 Holdings

Today

DFAC

20.4%in top 5

HAPI

in top 527.5%

DFACStockHAPI

5.9%AAPL6.2%

5.0%MSFT6.1%

2.7%AMZN6.0%

4.9%NVDA4.7%

1.9%META4.4%

Held in common41.9%

End-of-day Nov 9, 2026 · share of each fund

DFAC vs HAPI Returns, Every Period

DimensionalDFAC

+17.7%

past year

HAPIHarbor

+13.6%

past year

DFACHAPIFaded: behind in that period

2–1DFAC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

DFAC vs IJR

YTD

DimensionalDFAC

+14.1%

IJRiShares

+18.9%

+14.1%Year to date+18.9%

−8.5%Worst drop · 1Y−9.7%

13.1%Volatility · 1Y16.4%

0.9%Yield1.2%

$85.6BAssets$104B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IJR

Today

0.06%lowest, IJR

FundExpense ratioFee$10k

IJR0.06%$6

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IJR

1.21%highest, IJR

FundTrailing yieldYield$10k

IJR1.21%$121

DFAC0.88%$88

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IJR

Today

41.9%most shared, HAPI and DFAC

HAPIDFACIJR

HAPI—41.9%0.1%

DFAC41.9%—6.4%

IJR0.1%6.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+22.8%IJR, at 16.4% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

IJRWorst drop−9.7%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IJRDFAC

+18.9%Year to date+14.1%

1.2%Yield0.9%

+22.8%Past year+17.7%

0.06%Fee0.21%

4–0IJR wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026