Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and IWF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,976DFAC · best of the three

02 / 04

HAPI, DFAC and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+16.0%+23.0%+11.2%−8.5%12.2%$87.6B1.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+11.0%+23.6%[…]−8.1%12.1%$491M1.7

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.37%−0.5%−2.9%+22.7%+10.5%−15.6%18.3%$120B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M$11,098

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $87.6B$11,604

$10,000 one year ago, dividends reinvested · they hold 41.5% in common

HAPIMeasureDFAC

+10.1%Year to dateJan 1 → Nov 3+14.1%

+11.0%1 yearTotal return+16.0%

+23.6%3 years · per year$10,000 became $18,900 · $18,595+23.0%

[…]5 years · per year$10,000 became […] · $16,976+11.2%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.79%Trailing 12-mo yield$79 · $88 a year on $10k0.88%

−8.1%Worst dropSmaller is better−8.5%

12.1%VolatilityLower is calmer12.2%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

26.7%in top 5

DFAC

in top 519.9%

HAPIStockDFAC

6.0%AAPL5.7%

5.8%MSFT4.7%

5.6%AMZN2.5%

5.0%NVDA5.2%

4.3%META1.9%

Held in common41.5%

End-of-day Nov 3, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+11.0%

past year

DFACDimensional

+16.0%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

HAPI vs DFAC

YTD

HarborHAPI

+10.1%

DFACDimensional

+14.1%

+10.1%Year to date+14.1%

−8.1%Worst drop · 1Y−8.5%

12.1%Volatility · 1Y12.2%

0.8%Yield0.9%

$491MAssets$87.6B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IWF

Today

0.18%lowest, IWF

FundExpense ratioFee$10k

IWF0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IWF

0.88%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.88%$88

HAPI0.79%$79

IWF0.37%$37

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$67most kept, DFAC

DFAC$88 − $21 = $67

HAPI$79 − $35 = $44

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IWF

Today

43.3%most shared, HAPI and IWF

HAPIDFACIWF

HAPI—41.5%43.3%

DFAC41.5%—40.4%

IWF43.3%40.4%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.0%DFAC, at 12.2% volatility

HAPIWorst drop−8.1%12.1% vol

DFACWorst drop−8.5%12.2% vol

IWFWorst drop−15.6%18.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+14.1%Year to date+10.1%

0.9%Yield0.8%

+16.0%Past year+11.0%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.7%

SCHGSchwab

+5.5%

+4.7%Year to date+5.5%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026