Compare · 4 funds side by side · dividends reinvested

MUB, SCHR, VCIT and BND

MUBiShares×SCHRSchwab×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

MUB, SCHR, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

Schwab Intermediate-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%4.02%−0.5%−0.1%+4.3%+0.2%−4.5%3.6%$13.7B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: MUB 2007 · SCHR 2010 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,003

VCIT

SCHR

Schwab Intermediate-Term U.S. Treasury ETF · $13.7B$9,988

$10,000 one year ago, dividends reinvested

VCITMeasureSCHR

−0.7%Year to dateJan 1 → Nov 9−0.5%

+0.0%1 yearTotal return−0.1%

+6.6%3 years · per year$10,000 became $12,129 · $11,344+4.3%

+1.0%5 years · per year$10,000 became $10,510 · $10,105+0.2%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.02%Trailing 12-mo yield$502 · $402 a year on $10k4.02%

−4.9%Worst dropSmaller is better−4.5%

4.5%VolatilityLower is calmer3.6%

VCITSCHR Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VCIT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SCHR: Top 5 Holdings

Today

VCIT

[…]in top 5

SCHR

in top 50.4%

VCITStockSCHR

not top 5GVMXX0.4%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SCHR Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SCHRSchwab

+0.2%

5 years, per year

VCITSCHRFaded: behind in that period

3–1VCIT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs BND

YTD

VanguardVCIT

−0.7%

BNDVanguard

+0.1%

−0.7%Year to date+0.1%

−4.9%Worst drop · 1Y−4.5%

4.5%Volatility · 1Y4.0%

5.0%Yield4.1%

$66.6BAssets$161B

3–1BND wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, SCHR, VCIT, BND

Today

0.03%lowest, SCHR

FundExpense ratioFee$10k

SCHR0.03%$3

VCIT0.03%$3

BND0.03%$3

MUB0.05%$5

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: MUB, SCHR, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

SCHR4.02%$402

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SCHR$402 − $3 = $399

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: MUB, SCHR, VCIT, BND

Today

[…]holdings […]

MUBSCHRVCITBND

MUB—[…][…][…]

SCHR[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+1.1%MUB, at 3.7% volatility

SCHRWorst drop−4.5%3.6% vol

MUBWorst drop−6.3%3.7% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITMUB

−0.7%Year to date+0.7%

5.0%Yield3.3%

+0.0%Past year+1.1%

0.03%Fee0.05%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026