Compare · 4 funds side by side · dividends reinvested

VCIT, GLDM, IUSB and BND

VCITVanguard×GLDMSPDR×IUSBiShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$22,676GLDM · best of the four

02 / 04

VCIT, GLDM, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.6

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−5.8%+2.0%+27.0%+17.8%−28.0%28.8%$30.5B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCIT 2009 · GLDM 2018 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold MiniShares Trust · $30.5B$10,195

GLDM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,036

$10,000 one year ago, dividends reinvested

GLDMMeasureVCIT

−5.8%Year to dateJan 1 → Nov 6−0.8%

+2.0%1 yearTotal return+0.4%

+27.0%3 years · per year$10,000 became $20,492 · $12,210+6.9%

+17.8%5 years · per year$10,000 became $22,676 · $10,493+1.0%

0.10%Expense ratio$10 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $502 a year on $10k5.02%

−28.0%Worst dropSmaller is better−4.9%

28.8%VolatilityLower is calmer4.5%

GLDMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VCIT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDM vs VCIT: Top 5 Holdings

Today

GLDM

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GLDM vs VCIT Returns, Every Period

SPDRGLDM

+17.8%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

GLDMVCITFaded: behind in that period

3–1GLDM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Commodities vs Bonds: GLDM vs VCIT

YTD

SPDRGLDM

−5.8%

VCITVanguard

−0.8%

−5.8%Year to date−0.8%

−28.0%Worst drop · 1Y−4.9%

28.8%Volatility · 1Y4.5%

0.0%Yield5.0%

$30.5BAssets$66.6B

4–0VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, GLDM, IUSB, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

IUSB0.06%$6

GLDM0.10%$10

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCIT, GLDM, IUSB, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.34%$434

BND4.12%$412

GLDM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

BND$412 − $3 = $409

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCIT, GLDM, IUSB, BND

Today

[…]holdings […]

VCITGLDMIUSBBND

VCIT—[…][…][…]

GLDM[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.0%GLDM, at 28.8% volatility

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

GLDMWorst drop−28.0%28.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIUSB

−0.8%Year to date+0.1%

5.0%Yield4.3%

+0.4%Past year+0.8%

0.03%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026