Compare · 4 funds side by side · dividends reinvested

VCIT, SCMB, IUSB and BND

VCITVanguard×SCMBSchwab×IUSBiShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,508VCIT · best of the four

02 / 04

VCIT, SCMB, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.4B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.4

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.61%+0.0%+0.4%+4.4%[…]−6.7%3.8%$4.1B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VCIT 2009 · SCMB 2022 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Municipal Bond ETF · $4.1B$10,040

SCMB

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,060

$10,000 one year ago, dividends reinvested

SCMBMeasureIUSB

+0.0%Year to dateJan 1 → Nov 5+0.2%

+0.4%1 yearTotal return+0.6%

+4.4%3 years · per year$10,000 became $11,395 · $11,909+6.0%

[…]5 years · per year$10,000 became […] · $10,142+0.3%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

3.61%Trailing 12-mo yield$361 · $433 a year on $10k4.33%

−6.7%Worst dropSmaller is better−4.3%

3.8%VolatilityLower is calmer3.9%

SCMBIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5IUSB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCMB vs IUSB: Top 5 Holdings

Today

SCMB

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SCMB vs IUSB Returns, Every Period

SchwabSCMB

+0.4%

past year

IUSBiShares

+0.6%

past year

SCMBIUSBFaded: behind in that period

0–3IUSB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SCMB vs VCIT

YTD

SchwabSCMB

+0.0%

VCITVanguard

−0.6%

+0.0%Year to date−0.6%

−6.7%Worst drop · 1Y−4.9%

3.8%Volatility · 1Y4.5%

3.6%Yield5.0%

$4.1BAssets$66.6B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SCMB, IUSB, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SCMB0.03%$3

BND0.03%$3

IUSB0.06%$6

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VCIT, SCMB, IUSB, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

BND4.12%$412

SCMB3.61%$361

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

SCMB$361 − $3 = $358

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VCIT, SCMB, IUSB, BND

Today

[…]holdings […]

VCITSCMBIUSBBND

VCIT—[…][…][…]

SCMB[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+0.6%IUSB, at 3.9% volatility

SCMBWorst drop−6.7%3.8% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIUSB

−0.6%Year to date+0.2%

5.0%Yield4.3%

+0.3%Past year+0.6%

0.03%Fee0.06%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026