Compare · 2 funds side by side · dividends reinvested

VOO and HAPI

VOOVanguard×HAPIHarbor×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,543VOO · best of the two

02 / 04

VOO and HAPI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VOO 2010 · HAPI 2022

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$11,365

HAPI

VOO

Vanguard S&P 500 ETF · $1.00T$11,357

$10,000 one year ago, dividends reinvested · they hold 49.8% in common

HAPIMeasureVOO

+10.6%Year to dateJan 1 → Nov 9+11.3%

+13.6%1 yearTotal return+13.6%

+21.9%3 years · per year$10,000 became $18,105 · $18,159+22.0%

[…]5 years · per year$10,000 became […] · $17,543+11.9%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.78%Trailing 12-mo yield$78 · $107 a year on $10k1.07%

−8.1%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer13.7%

HAPIVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4VOO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VOO: Top 5 Holdings

Today

HAPI

27.5%in top 5

VOO

in top 528.3%

HAPIStockVOO

4.7%NVDA8.4%

6.2%AAPL7.4%

6.1%MSFT5.8%

6.0%AMZN3.7%

4.4%METAnot top 5

not top 5GOOGL3.1%

Held in common49.8%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs VOO Returns, Every Period

HarborHAPI

+13.6%

past year

VOOVanguard

+13.6%

past year

HAPIVOOFaded: behind in that period

0–2VOO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs VOO

YTD

HarborHAPI

+10.6%

VOOVanguard

+11.3%

+10.6%Year to date+11.3%

−8.1%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.7%

0.8%Yield1.1%

$483MAssets$1.00T

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, HAPI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VOO, HAPI

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VOO, HAPI

Today

49.8%most shared, VOO and HAPI

VOOHAPI

VOO—49.8%

HAPI49.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.6%HAPI, at 12.9% volatility

HAPIWorst drop−8.1%12.9% vol

VOOWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOOHAPI

+11.3%Year to date+10.6%

1.1%Yield0.8%

+13.6%Past year+13.6%

0.03%Fee0.35%

3–0VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026