Compare · 4 funds side by side · dividends reinvested

AGG, SHM, VCIT and BND

AGGiShares×SHMSPDR×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,571SHM · best of the four

02 / 04

AGG, SHM, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.1%+3.3%+1.1%−2.7%1.8%$3.5B2.1

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.4

iShares Core U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.6%4.1%$139B2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: AGG 2003 · SHM 2007 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core U.S. Aggregate Bond ETF · $139B$11,583

AGG

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$11,019

$10,000 three years ago, dividends reinvested

AGGMeasureSHM

+0.0%Year to dateJan 1 → Nov 9+1.4%

+0.3%1 yearTotal return+2.1%

+5.0%3 years · per year$10,000 became $11,583 · $11,019+3.3%

−0.0%5 years · per year$10,000 became $9,979 · $10,571+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

4.12%Trailing 12-mo yield$412 · $270 a year on $10k2.70%

−4.6%Worst dropSmaller is better−2.7%

4.1%VolatilityLower is calmer1.8%

AGGSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SHM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AGG vs SHM: Top 5 Holdings

Today

AGG

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

AGG vs SHM Returns, Every Period

iSharesAGG

−0.0%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

AGGSHMFaded: behind in that period

1–3SHM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

AGG vs VCIT

YTD

iSharesAGG

+0.0%

VCITVanguard

−0.7%

+0.0%Year to date−0.7%

−4.6%Worst drop · 1Y−4.9%

4.1%Volatility · 1Y4.5%

4.1%Yield5.0%

$139BAssets$66.6B

3–1AGG wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AGG, SHM, VCIT, BND

Today

0.03%lowest, AGG

FundExpense ratioFee$10k

AGG0.03%$3

VCIT0.03%$3

BND0.03%$3

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: AGG, SHM, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

AGG4.12%$412

BND4.12%$412

SHM2.70%$270

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

AGG$412 − $3 = $409

BND$412 − $3 = $409

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: AGG, SHM, VCIT, BND

Today

[…]holdings […]

AGGSHMVCITBND

AGG—[…][…][…]

SHM[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.1%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

BNDWorst drop−4.5%4.0% vol

AGGWorst drop−4.6%4.1% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.7%Year to date+1.4%

5.0%Yield2.7%

+0.0%Past year+2.1%

0.03%Fee0.20%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026