Compare · 3 funds side by side · dividends reinvested

GLDM, SGOV and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,478GLDM · best of the three

02 / 04

GLDM, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.0

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−5.8%+1.3%+26.6%+17.6%−28.0%28.9%$30.5B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: GLDM 2018 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold MiniShares Trust · $30.5B$20,308

GLDM

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$11,417

$10,000 three years ago, dividends reinvested

GLDMMeasureSGOV

−5.8%Year to dateJan 1 → Nov 5+3.1%

+1.3%1 yearTotal return+3.7%

+26.6%3 years · per year$10,000 became $20,308 · $11,417+4.5%

+17.6%5 years · per year$10,000 became $22,478 · $12,086+3.9%

0.10%Expense ratio$10 · $9 a year on $10k · lower is better0.09%

0.00%Trailing 12-mo yield$0 · $363 a year on $10k3.63%

−28.0%Worst dropSmaller is better0.0%

28.9%VolatilityLower is calmer0.2%

GLDMSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDM vs SGOV: Top 5 Holdings

Today

GLDM

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

GLDM vs SGOV Returns, Every Period

SPDRGLDM

+17.6%

5 years, per year

SGOViShares

+3.9%

5 years, per year

GLDMSGOVFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Commodities vs Bonds: GLDM vs BND

YTD

SPDRGLDM

−5.8%

BNDVanguard

+0.1%

−5.8%Year to date+0.1%

−28.0%Worst drop · 1Y−4.5%

28.9%Volatility · 1Y4.0%

0.0%Yield4.1%

$30.5BAssets$161B

4–0BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLDM, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SGOV0.09%$9

GLDM0.10%$10

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: GLDM, SGOV, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SGOV3.63%$363

GLDM0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: GLDM, SGOV, BND

Today

[…]holdings […]

GLDMSGOVBND

GLDM—[…][…]

SGOV[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

GLDMWorst drop−28.0%28.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSGOV

+0.1%Year to date+3.1%

4.1%Yield3.6%

+0.4%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

1–1level

End-of-day Nov 5, 2026