Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, IVV and VOO

HAPIHarbor×DFACDimensional×IVViShares×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

HAPI, DFAC, IVV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.1

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.4%+18.1%+21.3%+11.0%−8.5%13.1%$85.6B2.4

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.4%+13.5%+21.8%[…]−8.1%12.9%$483M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IVV 2000 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$18,077

HAPI

IVV

iShares Core S&P 500 ETF · $853B$18,084

$10,000 three years ago, dividends reinvested · they hold 50.8% in common

HAPIMeasureIVV

+10.4%Year to dateJan 1 → Nov 9+8.7%

+13.5%1 yearTotal return+9.8%

+21.8%3 years · per year$10,000 became $18,077 · $18,084+21.8%

[…]5 years · per year$10,000 became […] · $17,177+11.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.78%Trailing 12-mo yield$78 · $114 a year on $10k1.14%

−8.1%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer13.6%

HAPIIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IVV: Top 5 Holdings

Today

HAPI

27.4%in top 5

IVV

in top 527.8%

HAPIStockIVV

6.2%AAPL7.9%

4.6%NVDA6.9%

6.2%MSFT6.3%

6.0%AMZN4.0%

4.4%METAnot top 5

not top 5GOOGL2.6%

Held in common50.8%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs IVV Returns, Every Period

HarborHAPI

+13.5%

past year

IVViShares

+9.8%

past year

HAPIIVVFaded: behind in that period

2–0HAPI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs IVV

YTD

HarborHAPI

+10.4%

IVViShares

+8.7%

+10.4%Year to date+8.7%

−8.1%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.6%

0.8%Yield1.1%

$483MAssets$853B

3–1HAPI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IVV, VOO

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VOO0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IVV, VOO

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

VOO1.07%$107

DFAC0.88%$88

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$107 − $3 = $104

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IVV, VOO

Today

92.2%most shared, IVV and VOO

HAPIDFACIVVVOO

HAPI—42.0%50.8%49.7%

DFAC42.0%—69.0%67.3%

IVV50.8%69.0%—92.2%

VOO49.7%67.3%92.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.1%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

IVVWorst drop−8.9%13.6% vol

VOOWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVDFAC

+8.7%Year to date+14.4%

1.1%Yield0.9%

+9.8%Past year+18.1%

0.03%Fee0.21%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026