Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, IVV and VUG

HAPIHarbor×DFACDimensional×IVViShares×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

HAPI, DFAC, IVV and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.0

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$85.6B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IVV 2000 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$18,105

HAPI

IVV

iShares Core S&P 500 ETF · $853B$18,159

$10,000 three years ago, dividends reinvested · they hold 50.7% in common

HAPIMeasureIVV

+10.6%Year to dateJan 1 → Nov 9+11.3%

+13.6%1 yearTotal return+13.6%

+21.9%3 years · per year$10,000 became $18,105 · $18,159+22.0%

[…]5 years · per year$10,000 became […] · $17,545+11.9%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.78%Trailing 12-mo yield$78 · $111 a year on $10k1.11%

−8.1%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer13.8%

HAPIIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IVV: Top 5 Holdings

Today

HAPI

27.5%in top 5

IVV

in top 527.8%

HAPIStockIVV

6.2%AAPL7.9%

4.7%NVDA7.1%

6.1%MSFT6.2%

6.0%AMZN4.0%

4.4%METAnot top 5

not top 5GOOGL2.6%

Held in common50.7%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs IVV Returns, Every Period

HarborHAPI

+13.6%

past year

IVViShares

+13.6%

past year

HAPIIVVFaded: behind in that period

0–2IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs IVV

YTD

HarborHAPI

+10.6%

IVViShares

+11.3%

+10.6%Year to date+11.3%

−8.1%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.8%

0.8%Yield1.1%

$483MAssets$853B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IVV, VUG

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VUG0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IVV, VUG

1.11%highest, IVV

FundTrailing yieldYield$10k

IVV1.11%$111

DFAC0.88%$88

HAPI0.78%$78

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IVV, VUG

Today

68.9%most shared, DFAC and IVV

HAPIDFACIVVVUG

HAPI—41.9%50.7%43.8%

DFAC41.9%—68.9%35.8%

IVV50.7%68.9%—55.1%

VUG43.8%35.8%55.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.7%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

IVVWorst drop−8.9%13.8% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVDFAC

+11.3%Year to date+14.1%

1.1%Yield0.9%

+13.6%Past year+17.7%

0.03%Fee0.21%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026