Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,509QQQ · best of the three

02 / 04

HAPI, DFAC and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.4%+13.8%+21.0%+10.6%−8.5%12.9%$85.7B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M1.9

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - US Core Equity 2 ETF · $85.7B$17,722

DFAC

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M$18,006

$10,000 three years ago, dividends reinvested · they hold 42.0% in common

DFACMeasureHAPI

+11.4%Year to dateJan 1 → Nov 6+8.0%

+13.8%1 yearTotal return+9.9%

+21.0%3 years · per year$10,000 became $17,722 · $18,006+21.7%

+10.6%5 years · per year$10,000 became $16,525 · […][…]

0.21%Expense ratio$21 · $35 a year on $10k · lower is better0.35%

0.90%Trailing 12-mo yield$90 · $80 a year on $10k0.80%

−8.5%Worst dropSmaller is better−8.1%

12.9%VolatilityLower is calmer12.7%

DFACHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3DFAC wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs HAPI: Top 5 Holdings

Today

DFAC

20.4%in top 5

HAPI

in top 527.4%

DFACStockHAPI

5.9%AAPL6.2%

5.0%MSFT6.2%

2.7%AMZN6.0%

4.8%NVDA4.6%

1.9%META4.4%

Held in common42.0%

End-of-day Nov 6, 2026 · share of each fund

DFAC vs HAPI Returns, Every Period

DimensionalDFAC

+13.8%

past year

HAPIHarbor

+9.9%

past year

DFACHAPIFaded: behind in that period

2–1DFAC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

DFAC vs HAPI

YTD

DimensionalDFAC

+11.4%

HAPIHarbor

+8.0%

+11.4%Year to date+8.0%

−8.5%Worst drop · 1Y−8.1%

12.9%Volatility · 1Y12.7%

0.9%Yield0.8%

$85.7BAssets$503M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, QQQ

Today

0.18%lowest, QQQ

FundExpense ratioFee$10k

QQQ0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, QQQ

0.90%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.90%$90

HAPI0.80%$80

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$69most kept, DFAC

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, QQQ

Today

42.0%most shared, HAPI and DFAC

HAPIDFACQQQ

HAPI—42.0%41.9%

DFAC42.0%—34.5%

QQQ41.9%34.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.8%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

DFACWorst drop−8.5%12.9% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+11.4%Year to date+8.0%

0.9%Yield0.8%

+13.8%Past year+9.9%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026