Compare · 3 funds side by side · dividends reinvested

HAPI, SCHB and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,377SCHB · best of the three

02 / 04

HAPI, SCHB and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.09%+8.8%+9.7%+21.6%+10.4%−8.9%13.8%$42.9B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M1.7

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M$18,006

HAPI

SCHB

Schwab U.S. Broad Market ETF · $42.9B$17,991

$10,000 three years ago, dividends reinvested · they hold 46.9% in common

HAPIMeasureSCHB

+8.0%Year to dateJan 1 → Nov 6+8.8%

+9.9%1 yearTotal return+9.7%

+21.7%3 years · per year$10,000 became $18,006 · $17,991+21.6%

[…]5 years · per year$10,000 became […] · $16,377+10.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $109 a year on $10k1.09%

−8.1%Worst dropSmaller is better−8.9%

12.7%VolatilityLower is calmer13.8%

HAPISCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SCHB: Top 5 Holdings

Today

HAPI

27.4%in top 5

SCHB

in top 524.8%

HAPIStockSCHB

6.2%AAPL7.1%

4.6%NVDA6.2%

6.2%MSFT5.6%

6.0%AMZN3.6%

4.4%METAnot top 5

not top 5GOOGL2.3%

Held in common46.9%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs SCHB Returns, Every Period

HarborHAPI

+9.9%

past year

SCHBSchwab

+9.7%

past year

HAPISCHBFaded: behind in that period

2–1HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs SCHB

YTD

HarborHAPI

+8.0%

SCHBSchwab

+8.8%

+8.0%Year to date+8.8%

−8.1%Worst drop · 1Y−8.9%

12.7%Volatility · 1Y13.8%

0.8%Yield1.1%

$503MAssets$42.9B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB, VUG

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VUG0.03%$3

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB, VUG

1.09%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.09%$109

HAPI0.80%$80

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, SCHB

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB, VUG

Today

50.0%most shared, SCHB and VUG

HAPISCHBVUG

HAPI—46.9%43.6%

SCHB46.9%—50.0%

VUG43.6%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%HAPI, at 12.7% volatility

HAPIWorst drop−8.1%12.7% vol

SCHBWorst drop−8.9%13.8% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBHAPI

+8.8%Year to date+8.0%

1.1%Yield0.8%

+9.7%Past year+9.9%

0.03%Fee0.35%

3–1SCHB wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026