Compare · 2 funds side by side · dividends reinvested

HAPI and SCHB

HAPIHarbor×SCHBSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,270SCHB · best of the two

02 / 04

HAPI and SCHB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.04%+13.3%+13.3%+24.0%+11.5%−8.9%13.1%$44.9B1.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M$19,002

HAPI

SCHB

Schwab U.S. Broad Market ETF · $44.9B$19,056

$10,000 three years ago, dividends reinvested · they hold 46.3% in common

HAPIMeasureSCHB

+12.3%Year to dateJan 1 → Nov 4+13.3%

+13.6%1 yearTotal return+13.3%

+23.9%3 years · per year$10,000 became $19,002 · $19,056+24.0%

[…]5 years · per year$10,000 became […] · $17,270+11.5%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.77%Trailing 12-mo yield$77 · $104 a year on $10k1.04%

−8.1%Worst dropSmaller is better−8.9%

12.2%VolatilityLower is calmer13.1%

HAPISCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SCHB wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SCHB: Top 5 Holdings

Today

HAPI

27.0%in top 5

SCHB

in top 524.4%

HAPIStockSCHB

5.1%NVDA6.8%

5.9%AAPL6.6%

5.9%MSFT5.3%

5.7%AMZN3.4%

4.4%METAnot top 5

not top 5GOOGL2.2%

Held in common46.3%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs SCHB Returns, Every Period

HarborHAPI

+13.6%

past year

SCHBSchwab

+13.3%

past year

HAPISCHBFaded: behind in that period

1–2SCHB wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs SCHB

YTD

HarborHAPI

+12.3%

SCHBSchwab

+13.3%

+12.3%Year to date+13.3%

−8.1%Worst drop · 1Y−8.9%

12.2%Volatility · 1Y13.1%

0.8%Yield1.0%

$503MAssets$44.9B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB

1.04%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.04%$104

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$101most kept, SCHB

SCHB$104 − $3 = $101

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB

Today

46.3%most shared, HAPI and SCHB

HAPISCHB

HAPI—46.3%

SCHB46.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.6%HAPI, at 12.2% volatility

HAPIWorst drop−8.1%12.2% vol

SCHBWorst drop−8.9%13.1% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBHAPI

+13.3%Year to date+12.3%

1.0%Yield0.8%

+13.3%Past year+13.6%

0.03%Fee0.35%

3–1SCHB wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026