Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and DFAC

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,525DFAC · best of the three

02 / 04

HAPI, VXF and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.4%+13.8%+21.0%+10.6%−8.5%12.9%$85.6B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$483M2.0

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.08%+8.4%+8.6%+19.9%+4.4%−11.0%17.9%$30.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$18,006

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$17,249

$10,000 three years ago, dividends reinvested · they hold 0.9% in common

HAPIMeasureVXF

+8.0%Year to dateJan 1 → Nov 6+8.4%

+9.9%1 yearTotal return+8.6%

+21.7%3 years · per year$10,000 became $18,006 · $17,249+19.9%

[…]5 years · per year$10,000 became […] · $12,425+4.4%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.80%Trailing 12-mo yield$80 · $108 a year on $10k1.08%

−8.1%Worst dropSmaller is better−11.0%

12.7%VolatilityLower is calmer17.9%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

27.4%in top 5

VXF

in top 56.7%

HAPIStockVXF

6.2%AAPLnot top 5

6.2%MSFTnot top 5

6.0%AMZNnot top 5

4.6%NVDAnot top 5

4.4%METAnot top 5

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.9%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

HarborHAPI

+9.9%

past year

VXFVanguard

+8.6%

past year

HAPIVXFFaded: behind in that period

2–1HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs VXF

YTD

HarborHAPI

+8.0%

VXFVanguard

+8.4%

+8.0%Year to date+8.4%

−8.1%Worst drop · 1Y−11.0%

12.7%Volatility · 1Y17.9%

0.8%Yield1.1%

$483MAssets$30.2B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, DFAC

Today

0.05%lowest, VXF

FundExpense ratioFee$10k

VXF0.05%$5

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, DFAC

1.08%highest, VXF

FundTrailing yieldYield$10k

VXF1.08%$108

DFAC0.90%$90

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VXF

VXF$108 − $5 = $103

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, DFAC

Today

42.0%most shared, HAPI and DFAC

HAPIVXFDFAC

HAPI—0.9%42.0%

VXF0.9%—21.7%

DFAC42.0%21.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.8%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

DFACWorst drop−8.5%12.9% vol

VXFWorst drop−11.0%17.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VXFDFAC

+8.4%Year to date+11.4%

1.1%Yield0.9%

+8.6%Past year+13.8%

0.05%Fee0.21%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026