Compare · 3 funds side by side · dividends reinvested

VCIT, MMSD and BND

VCITVanguard×MMSDNY Life Investments×BNDVanguard×

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,415VCIT · best of the three

Story of the three · IncomeMost incomeVCIT · 5.05% · $505 a year on $10k

Story of the three · RiskSmallest drop

VCIT, MMSD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

NYLI MacKay Muni Short Duration ETFBonds & Cash · Municipal0.25%3.62%+1.9%+2.5%[…][…]−2.5%2.2%$88M1.7

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.15%−0.7%−0.4%+4.6%−0.2%−4.5%4.0%$161B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.05%−1.4%−0.6%+6.2%+0.8%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: VCIT 2009 · MMSD 2025 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

3Y

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$11,974

VCIT

MMSD

NYLI MacKay Muni Short Duration ETF · $88M[…]

$10,000 three years ago, dividends reinvested

VCIT

More Ways to See the Pairs

VCIT vs MMSD: Top 5 Holdings

Today

VCIT

[…]in top 5

MMSD

in top 52.1%

VCITStockMMSD

not top 5CASH2.1%

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

VCIT vs MMSD Returns, Every Period

1Y

Cost, Income and Risk

Fees: VCIT, MMSD, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

MMSD0.25%$25

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: VCIT, MMSD, BND

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.7%

AGGiShares

−0.7%

−0.7%Year to date−0.7%

4.1%Yield4.2%

$161BAssets$139B

1–0AGG wins

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

Measure

MMSD

−1.4%Year to dateJan 1 → Nov 10+1.9%

−0.6%1 yearTotal return+2.5%

+6.2%3 years · per year$10,000 became $11,974 · […][…]

+0.8%5 years · per year$10,000 became $10,415 · […][…]

0.03%Expense ratio$3 · $25 a year on $10k · lower is better0.25%

5.05%Trailing 12-mo yield$505 · $362 a year on $10k3.62%

−4.9%Worst dropSmaller is better−2.5%

4.5%VolatilityLower is calmer2.2%

VCITMMSD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4MMSD wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

VanguardVCIT

−0.6%

past year

MMSDNY Life Investments

+2.5%

past year

VCITMMSDFaded: behind in that period

0–2MMSD wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

VCIT vs BND

YTD

VanguardVCIT

−1.4%

BNDVanguard

−0.7%

−1.4%Year to date−0.7%

−4.9%Worst drop · 1Y−4.5%

4.5%Volatility · 1Y4.0%

5.1%Yield4.1%

$66.6BAssets$161B

3–1BND wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

1Y

5.05%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.05%$505

BND4.15%$415

MMSD3.62%$362

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$502most kept, VCIT

VCIT$505 − $3 = $502

BND$415 − $3 = $412

MMSD$362 − $25 = $337

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: VCIT, MMSD, BND

Today

[…]holdings […]

VCITMMSDBND

VCIT—[…][…]

MMSD[…]—[…]

BND[…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+2.5%MMSD, at 2.2% volatility

MMSDWorst drop−2.5%2.2% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VCITMMSD

−1.4%Year to date+1.9%

5.1%Yield3.6%

−0.6%Past year+2.5%

0.03%Fee0.25%

2–2level

End-of-day Nov 10, 2026

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

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VCIT, MMSD and BND

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three