Compare · 3 funds side by side · dividends reinvested

VCIT, SDFI and SGOV

VCITVanguard×SDFIAlliance Bernstein×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

VCIT, SDFI and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

Alliance Bernstein - AB Short Duration Income ETFBonds & Cash · Short-term0.30%4.57%+1.5%+2.4%[…][…]−1.6%1.9%$192M2.2

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · SDFI 2024 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$12,129

VCIT

SDFI

Alliance Bernstein - AB Short Duration Income ETF · $192M[…]

$10,000 three years ago, dividends reinvested

VCITMeasureSDFI

−0.7%Year to dateJan 1 → Nov 9+1.5%

+0.0%1 yearTotal return+2.4%

+6.6%3 years · per year$10,000 became $12,129 · […][…]

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $30 a year on $10k · lower is better0.30%

5.02%Trailing 12-mo yield$502 · $457 a year on $10k4.57%

−4.9%Worst dropSmaller is better−1.6%

4.5%VolatilityLower is calmer1.9%

VCITSDFI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SDFI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SDFI: Top 5 Holdings

Today

VCIT

[…]in top 5

SDFI

in top 50.0%

VCITStockSDFI

not top 5NFEGP0.0%

not top 5NFE0.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SDFI Returns, Every Period

VanguardVCIT

+0.0%

past year

SDFIAlliance Bernstein

+2.4%

past year

VCITSDFIFaded: behind in that period

0–2SDFI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs SDFI

YTD

VanguardVCIT

−0.7%

SDFIAlliance Bernstein

+1.5%

−0.7%Year to date+1.5%

−4.9%Worst drop · 1Y−1.6%

4.5%Volatility · 1Y1.9%

5.0%Yield4.6%

$66.6BAssets$192M

3–1SDFI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, SDFI, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

SDFI0.30%$30

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, SDFI, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SDFI4.57%$457

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SDFI$457 − $30 = $427

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, SDFI, SGOV

Today

[…]holdings […]

VCITSDFISGOV

VCIT—[…][…]

SDFI[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SDFIWorst drop−1.6%1.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.7%Year to date+3.2%

5.0%Yield3.6%

+0.0%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026