Compare · 4 funds side by side · dividends reinvested

VCIT, WIP, IUSB and BND

VCITVanguard×WIPSPDR×IUSBiShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,493VCIT · best of the four

02 / 04

VCIT, WIP, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.4

SPDR FTSE International Government Inflation-Protected Bond ETFBonds & Cash · International0.50%6.54%+1.2%+3.9%+5.7%−0.7%−5.2%8.6%$463M2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VCIT 2009 · WIP 2008 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SPDR FTSE International Government Inflation-Protected Bond ETF · $463M$11,816

WIP

IUSB

iShares Core Universal USD Bond ETF · $50.4B$11,774

$10,000 three years ago, dividends reinvested

WIPMeasureIUSB

+1.2%Year to dateJan 1 → Nov 6+0.1%

+3.9%1 yearTotal return+0.8%

+5.7%3 years · per year$10,000 became $11,816 · $11,774+5.6%

−0.7%5 years · per year$10,000 became $9,667 · $10,138+0.3%

0.50%Expense ratio$50 · $6 a year on $10k · lower is better0.06%

6.54%Trailing 12-mo yield$654 · $434 a year on $10k4.34%

−5.2%Worst dropSmaller is better−4.3%

8.6%VolatilityLower is calmer3.9%

WIPIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

WIP vs IUSB: Top 5 Holdings

Today

WIP

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

WIP vs IUSB Returns, Every Period

SPDRWIP

−0.7%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

WIPIUSBFaded: behind in that period

3–1WIP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

WIP vs VCIT

YTD

SPDRWIP

+1.2%

VCITVanguard

−0.8%

+1.2%Year to date−0.8%

−5.2%Worst drop · 1Y−4.9%

8.6%Volatility · 1Y4.5%

6.5%Yield5.0%

$463MAssets$66.6B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, WIP, IUSB, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

IUSB0.06%$6

WIP0.50%$50

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VCIT, WIP, IUSB, BND

6.54%highest, WIP

FundTrailing yieldYield$10k

WIP6.54%$654

VCIT5.02%$502

IUSB4.34%$434

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$604most kept, WIP

WIP$654 − $50 = $604

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VCIT, WIP, IUSB, BND

Today

[…]holdings […]

VCITWIPIUSBBND

VCIT—[…][…][…]

WIP[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.9%WIP, at 8.6% volatility

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

WIPWorst drop−5.2%8.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

WIPIUSB

+1.2%Year to date+0.1%

6.5%Yield4.3%

+3.9%Past year+0.8%

0.50%Fee0.06%

3–1WIP wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026