Compare · 4 funds side by side · dividends reinvested

VO, HAPI, DFAC and VUG

VOVanguard×HAPIHarbor×DFACDimensional×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,869DFAC · best of the four

02 / 04

VO, HAPI, DFAC and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.4%+18.1%+21.3%+11.0%−8.5%13.1%$85.6B2.0

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.35%+13.6%+15.6%+18.8%+6.8%−8.2%13.1%$103B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.4%+13.5%+21.8%[…]−8.1%12.9%$483M2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VO 2004 · HAPI 2022 · DFAC 2005 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$18,077

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $85.6B$17,839

$10,000 three years ago, dividends reinvested · they hold 41.9% in common

HAPIMeasureDFAC

+10.4%Year to dateJan 1 → Nov 9+14.4%

+13.5%1 yearTotal return+18.1%

+21.8%3 years · per year$10,000 became $18,077 · $17,839+21.3%

[…]5 years · per year$10,000 became […] · $16,869+11.0%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.78%Trailing 12-mo yield$78 · $88 a year on $10k0.88%

−8.1%Worst dropSmaller is better−8.5%

12.9%VolatilityLower is calmer13.1%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.5%in top 5

DFAC

in top 520.4%

HAPIStockDFAC

6.2%AAPL5.9%

6.1%MSFT5.0%

6.0%AMZN2.7%

4.7%NVDA4.9%

4.4%META1.9%

Held in common41.9%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+13.5%

past year

DFACDimensional

+18.1%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+10.4%

VOVanguard

+13.6%

+10.4%Year to date+13.6%

−8.1%Worst drop · 1Y−8.2%

12.9%Volatility · 1Y13.1%

0.8%Yield1.4%

$483MAssets$103B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VO, HAPI, DFAC, VUG

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VUG0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VO, HAPI, DFAC, VUG

1.35%highest, VO

FundTrailing yieldYield$10k

VO1.35%$135

DFAC0.88%$88

HAPI0.78%$78

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VO, HAPI, DFAC, VUG

Today

43.8%most shared, HAPI and VUG

VOHAPIDFACVUG

VO—13.5%19.6%10.2%

HAPI13.5%—41.9%43.8%

DFAC19.6%41.9%—35.8%

VUG10.2%43.8%35.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.1%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

VOWorst drop−8.2%13.1% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VODFAC

+13.6%Year to date+14.4%

1.4%Yield0.9%

+15.6%Past year+18.1%

0.03%Fee0.21%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026