Compare · 3 funds side by side · dividends reinvested

VO, HAPI and IWF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,892IWF · best of the three

02 / 04

VO, HAPI and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.35%+13.6%+15.6%+18.8%+6.8%−8.2%13.1%$103B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.7

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.38%−2.5%−2.2%+19.8%+9.7%−14.6%19.5%$118B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VO 2004 · HAPI 2022 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Mid-Cap ETF · $103B$16,763

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$18,105

$10,000 three years ago, dividends reinvested · they hold 13.5% in common

VOMeasureHAPI

+13.6%Year to dateJan 1 → Nov 9+10.6%

+15.6%1 yearTotal return+13.6%

+18.8%3 years · per year$10,000 became $16,763 · $18,105+21.9%

+6.8%5 years · per year$10,000 became $13,867 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.35%Trailing 12-mo yield$135 · $78 a year on $10k0.78%

−8.2%Worst dropSmaller is better−8.1%

13.1%VolatilityLower is calmer12.9%

VOHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VO vs HAPI: Top 5 Holdings

Today

5.3%in top 5

HAPI

in top 527.5%

VOStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.1%

not top 5AMZN6.0%

not top 5NVDA4.7%

not top 5META4.4%

1.1%NETnot top 5

1.1%VLOnot top 5

1.1%MPCnot top 5

1.0%PSXnot top 5

1.0%PWRnot top 5

Held in common13.5%

End-of-day Nov 9, 2026 · share of each fund

VO vs HAPI Returns, Every Period

VanguardVO

+15.6%

past year

HAPIHarbor

+13.6%

past year

VOHAPIFaded: behind in that period

2–1VO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VO vs HAPI

YTD

VanguardVO

+13.6%

HAPIHarbor

+10.6%

+13.6%Year to date+10.6%

−8.2%Worst drop · 1Y−8.1%

13.1%Volatility · 1Y12.9%

1.4%Yield0.8%

$103BAssets$483M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VO, HAPI, IWF

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VO, HAPI, IWF

1.35%highest, VO

FundTrailing yieldYield$10k

VO1.35%$135

HAPI0.78%$78

IWF0.38%$38

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

HAPI$78 − $35 = $43

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VO, HAPI, IWF

Today

44.0%most shared, HAPI and IWF

VOHAPIIWF

VO—13.5%9.2%

HAPI13.5%—44.0%

IWF9.2%44.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.6%VO, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

VOWorst drop−8.2%13.1% vol

IWFWorst drop−14.6%19.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOHAPI

+13.6%Year to date+10.6%

1.4%Yield0.8%

+15.6%Past year+13.6%

0.03%Fee0.35%

4–0VO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026