Compare · 3 funds side by side · dividends reinvested

VTIP, TBIL and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,413VTIP · best of the three

02 / 04

VTIP, TBIL and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.2%+3.8%+4.5%[…]−0.0%0.3%$7.5B1.7

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+1.0%+4.4%+2.7%−2.6%2.2%$20.9B1.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTIP 2012 · TBIL 2022 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,376

VTIP

BND

Vanguard Total Bond Market ETF · $161B$11,637

$10,000 three years ago, dividends reinvested

VTIPMeasureBND

+0.6%Year to dateJan 1 → Nov 6−0.0%

+1.0%1 yearTotal return+0.6%

+4.4%3 years · per year$10,000 became $11,376 · $11,637+5.2%

+2.7%5 years · per year$10,000 became $11,413 · $9,974−0.1%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.81%Trailing 12-mo yield$481 · $412 a year on $10k4.12%

−2.6%Worst dropSmaller is better−4.5%

2.2%VolatilityLower is calmer4.0%

VTIPBND Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1VTIP wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs BND: Top 5 Holdings

Today

VTIP

[…]in top 5

BND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTIP vs BND Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

VTIPBNDFaded: behind in that period

3–1VTIP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VTIP vs BND

YTD

VanguardVTIP

+0.6%

BNDVanguard

−0.0%

+0.6%Year to date−0.0%

−2.6%Worst drop · 1Y−4.5%

2.2%Volatility · 1Y4.0%

4.8%Yield4.1%

$20.9BAssets$161B

4–0VTIP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTIP, TBIL, BND

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

BND0.03%$3

TBIL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTIP, TBIL, BND

4.81%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.81%$481

BND4.12%$412

TBIL3.66%$366

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

BND$412 − $3 = $409

TBIL$366 − $15 = $351

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTIP, TBIL, BND

Today

[…]holdings […]

VTIPTBILBND

VTIP—[…][…]

TBIL[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%TBIL, at 0.3% volatility

TBILWorst drop−0.0%0.3% vol

VTIPWorst drop−2.6%2.2% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPTBIL

+0.6%Year to date+3.2%

4.8%Yield3.7%

+1.0%Past year+3.8%

0.03%Fee0.15%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026