Compare · 4 funds side by side · dividends reinvested

FSEC, SMBS, SGOV and BND

FSECFidelity×SMBSSchwab×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

FSEC, SMBS, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.9

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%5.28%+0.4%+1.1%[…][…]−5.2%4.7%$6.5B2.3

FIDELITY INVESTMENT GRADE SECURITIZED ETFBonds & Cash · Mortgage0.36%4.54%+0.4%+0.9%+6.3%+0.5%−5.0%4.6%$4.5B2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FSEC 2021 · SMBS 2024 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

YTD

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5B$10,040

FSEC

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B$10,041

$10,000 since Jan 1, dividends reinvested

FSECMeasureSMBS

+0.4%Year to dateJan 1 → Nov 9+0.4%

+0.9%1 yearTotal return+1.1%

+6.3%3 years · per year$10,000 became $12,002 · […][…]

+0.5%5 years · per year$10,000 became $10,231 · […][…]

0.36%Expense ratio$36 · $3 a year on $10k · lower is better0.03%

4.54%Trailing 12-mo yield$454 · $528 a year on $10k5.28%

−5.0%Worst dropSmaller is better−5.2%

4.6%VolatilityLower is calmer4.7%

FSECSMBS Winner of the row, in its colourEach row: the bigger of the two fills its side

2–3SMBS wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSEC vs SMBS: Top 5 Holdings

Today

FSEC

[…]in top 5

SMBS

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

FSEC vs SMBS Returns, Every Period

FidelityFSEC

+0.9%

past year

SMBSSchwab

+1.1%

past year

FSECSMBSFaded: behind in that period

0–1SMBS wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FSEC vs SMBS

YTD

FidelityFSEC

+0.4%

SMBSSchwab

+0.4%

+0.4%Year to date+0.4%

−5.0%Worst drop · 1Y−5.2%

4.6%Volatility · 1Y4.7%

4.5%Yield5.3%

$4.5BAssets$6.5B

2–1FSEC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSEC, SMBS, SGOV, BND

Today

0.03%lowest, SMBS

FundExpense ratioFee$10k

SMBS0.03%$3

BND0.03%$3

SGOV0.09%$9

FSEC0.36%$36

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FSEC, SMBS, SGOV, BND

5.28%highest, SMBS

FundTrailing yieldYield$10k

SMBS5.28%$528

FSEC4.54%$454

BND4.12%$412

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$525most kept, SMBS

SMBS$528 − $3 = $525

FSEC$454 − $36 = $418

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FSEC, SMBS, SGOV, BND

Today

[…]holdings […]

FSECSMBSSGOVBND

FSEC—[…][…][…]

SMBS[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

FSECWorst drop−5.0%4.6% vol

SMBSWorst drop−5.2%4.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SMBSSGOV

+0.4%Year to date+3.2%

5.3%Yield3.6%

+1.1%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026