Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,151IVV · best of the three

02 / 04

HAPI, DFAC and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$89.2B1.9

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$887B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Dimensional - US Core Equity 2 ETF · $89.2B$11,119

DFAC

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M$10,819

$10,000 since Jan 1, dividends reinvested · they hold 41.9% in common

DFACMeasureHAPI

+11.2%Year to dateJan 1 → Nov 5+8.2%

+14.3%1 yearTotal return+10.5%

+21.2%3 years · per year$10,000 became $17,812 · $18,219+22.1%

+10.6%5 years · per year$10,000 became $16,526 · […][…]

0.21%Expense ratio$21 · $35 a year on $10k · lower is better0.35%

0.90%Trailing 12-mo yield$90 · $80 a year on $10k0.80%

−8.5%Worst dropSmaller is better−8.1%

12.9%VolatilityLower is calmer12.8%

DFACHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3DFAC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs HAPI: Top 5 Holdings

Today

DFAC

20.5%in top 5

HAPI

in top 527.4%

DFACStockHAPI

5.0%MSFT6.2%

5.8%AAPL6.1%

2.7%AMZN5.9%

5.1%NVDA4.9%

1.9%META4.4%

Held in common41.9%

End-of-day Nov 5, 2026 · share of each fund

DFAC vs HAPI Returns, Every Period

DimensionalDFAC

+14.3%

past year

HAPIHarbor

+10.5%

past year

DFACHAPIFaded: behind in that period

2–1DFAC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: DFAC vs IVV

YTD

DimensionalDFAC

+11.2%

IVViShares

+8.4%

+11.2%Year to date+8.4%

−8.5%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.6%

0.9%Yield1.1%

$89.2BAssets$887B

3–1DFAC wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IVV

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

DFAC0.90%$90

HAPI0.80%$80

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IVV

Today

69.1%most shared, DFAC and IVV

HAPIDFACIVV

HAPI—41.9%50.6%

DFAC41.9%—69.1%

IVV50.6%69.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

DFACWorst drop−8.5%12.9% vol

IVVWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IVVDFAC

+8.4%Year to date+11.2%

1.1%Yield0.9%

+9.7%Past year+14.3%

0.03%Fee0.21%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026