Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,820DFAC · best of the three

02 / 04

HAPI, DFAC and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$85.6B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Vanguard Morningstar Growth ETF · $233B$10,419

VUG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$11,060

$10,000 since Jan 1, dividends reinvested · they hold 43.8% in common

VUGMeasureHAPI

+4.2%Year to dateJan 1 → Nov 9+10.6%

+4.7%1 yearTotal return+13.6%

+22.9%3 years · per year$10,000 became $18,569 · $18,105+21.9%

+10.6%5 years · per year$10,000 became $16,565 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

0.41%Trailing 12-mo yield$41 · $78 a year on $10k0.78%

−15.1%Worst dropSmaller is better−8.1%

19.1%VolatilityLower is calmer12.9%

VUGHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUG vs HAPI: Top 5 Holdings

Today

VUG

45.2%in top 5

HAPI

in top 527.5%

VUGStockHAPI

13.5%NVDA4.7%

12.5%AAPL6.2%

9.7%MSFT6.1%

not top 5AMZN6.0%

5.2%GOOGLnot top 5

not top 5META4.4%

4.3%AVGOnot top 5

Held in common43.8%

End-of-day Nov 9, 2026 · share of each fund

VUG vs HAPI Returns, Every Period

VanguardVUG

+4.7%

past year

HAPIHarbor

+13.6%

past year

VUGHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VUG vs DFAC

YTD

VanguardVUG

+4.2%

DFACDimensional

+14.1%

+4.2%Year to date+14.1%

−15.1%Worst drop · 1Y−8.5%

19.1%Volatility · 1Y13.1%

0.4%Yield0.9%

$233BAssets$85.6B

4–0DFAC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, VUG

0.88%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.88%$88

HAPI0.78%$78

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$67most kept, DFAC

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, VUG

Today

43.8%most shared, HAPI and VUG

HAPIDFACVUG

HAPI—41.9%43.8%

DFAC41.9%—35.8%

VUG43.8%35.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+14.1%Year to date+10.6%

0.9%Yield0.8%

+17.7%Past year+13.6%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026