Compare · 4 funds side by side · dividends reinvested

HAPI, VUG, IWF and DFAC

HAPIHarbor×VUGVanguard×IWFiShares×DFACDimensional×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,820DFAC · best of the four

02 / 04

HAPI, VUG, IWF and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$87.7B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.5

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.38%−2.5%−2.2%+19.8%+9.7%−14.6%19.5%$118B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · VUG 2004 · IWF 2000 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Dimensional - US Core Equity 2 ETF · $87.7B$11,412

DFAC

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M$11,060

$10,000 since Jan 1, dividends reinvested · they hold 41.9% in common

DFACMeasureHAPI

+14.1%Year to dateJan 1 → Nov 9+10.6%

+17.7%1 yearTotal return+13.6%

+21.2%3 years · per year$10,000 became $17,787 · $18,105+21.9%

+11.0%5 years · per year$10,000 became $16,820 · […][…]

0.21%Expense ratio$21 · $35 a year on $10k · lower is better0.35%

0.88%Trailing 12-mo yield$88 · $78 a year on $10k0.78%

−8.5%Worst dropSmaller is better−8.1%

13.1%VolatilityLower is calmer12.9%

DFACHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3DFAC wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs HAPI: Top 5 Holdings

Today

DFAC

20.4%in top 5

HAPI

in top 527.5%

DFACStockHAPI

5.9%AAPL6.2%

5.0%MSFT6.1%

2.7%AMZN6.0%

4.9%NVDA4.7%

1.9%META4.4%

Held in common41.9%

End-of-day Nov 9, 2026 · share of each fund

DFAC vs HAPI Returns, Every Period

DimensionalDFAC

+17.7%

past year

HAPIHarbor

+13.6%

past year

DFACHAPIFaded: behind in that period

2–1DFAC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

DFAC vs HAPI

YTD

DimensionalDFAC

+14.1%

HAPIHarbor

+10.6%

+14.1%Year to date+10.6%

−8.5%Worst drop · 1Y−8.1%

13.1%Volatility · 1Y12.9%

0.9%Yield0.8%

$87.7BAssets$483M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VUG, IWF, DFAC

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

IWF0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, VUG, IWF, DFAC

0.88%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.88%$88

HAPI0.78%$78

VUG0.41%$41

IWF0.38%$38

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$67most kept, DFAC

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, VUG, IWF, DFAC

Today

78.1%most shared, VUG and IWF

HAPIVUGIWFDFAC

HAPI—43.8%44.0%41.9%

VUG43.8%—78.1%35.8%

IWF44.0%78.1%—40.3%

DFAC41.9%35.8%40.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.7%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

VUGWorst drop−15.1%19.1% vol

IWFWorst drop−14.6%19.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+14.1%Year to date+10.6%

0.9%Yield0.8%

+17.7%Past year+13.6%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026