Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and DFAC

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,580DFAC · best of the three

Story of the three · IncomeMost incomeVXF · 1.05% · $105 a year on $10k

Story of the three · RiskSmallest drop

HAPI, VXF and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+15.4%+20.7%+10.6%−8.5%13.1%$88.3B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+11.5%+21.2%[…]−8.1%12.9%$497M2.0

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.05%+11.3%+11.1%+19.3%+4.4%−11.0%18.2%$30.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $497M$11,065

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$11,126

$10,000 since Jan 1, dividends reinvested · they hold 0.9% in common

HAPI

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

26.8%in top 5

VXF

in top 56.7%

HAPIStockVXF

6.2%AAPLnot top 5

6.0%AMZNnot top 5

5.8%MSFTnot top 5

4.4%METAnot top 5

4.3%GOOGLnot top 5

Cost, Income and Risk

Fees: HAPI, VXF, DFAC

Today

0.05%lowest, VXF

FundExpense ratioFee$10k

VXF0.05%$5

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 12, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, DFAC

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

+34.2%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.8%

JEPIJ.P. Morgan

+8.3%

SPYM vs SPY

YTD

SPDRSPYM

+12.0%

SPYSPDR

+11.9%

Measure

VXF

+10.6%Year to dateJan 1 → Nov 12+11.3%

+11.5%1 yearTotal return+11.1%

+21.2%3 years · per year$10,000 became $17,822 · $16,982+19.3%

[…]5 years · per year$10,000 became […] · $12,418+4.4%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.78%Trailing 12-mo yield$78 · $105 a year on $10k1.05%

−8.1%Worst dropSmaller is better−11.0%

12.9%VolatilityLower is calmer18.2%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.9%

End-of-day Nov 12, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

1Y

HarborHAPI

+11.5%

past year

VXFVanguard

+11.1%

past year

HAPIVXFFaded: behind in that period

2–1HAPI wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

HAPI vs VXF

YTD

HarborHAPI

+10.6%

VXFVanguard

+11.3%

+10.6%Year to date+11.3%

−8.1%Worst drop · 1Y−11.0%

12.9%Volatility · 1Y18.2%

0.8%Yield1.1%

$497MAssets$30.2B

2–2level

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

1Y

1.05%highest, VXF

FundTrailing yieldYield$10k

VXF1.05%$105

DFAC0.88%$88

HAPI0.78%$78

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$100most kept, VXF

VXF$105 − $5 = $100

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, DFAC

Today

41.4%most shared, HAPI and DFAC

HAPIVXFDFAC

HAPI—0.9%41.4%

VXF0.9%—22.0%

DFAC41.4%22.0%—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+15.4%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

VXFWorst drop−11.0%18.2% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

VXFDFAC

+11.3%Year to date+14.1%

1.1%Yield0.9%

+11.1%Past year+15.4%

0.05%Fee0.21%

2–2level

End-of-day Nov 12, 2026

+7.8%Year to date+8.3%

12.2%Yield7.9%

$41.8BAssets$46.8B

1–1level

End-of-day Nov 12, 2026

+12.0%Year to date+11.9%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 12, 2026

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HAPI, VXF and DFAC

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three