Compare · 3 funds side by side · dividends reinvested

PSDM, VCIT and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,493VCIT · best of the three

02 / 04

PSDM, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

PGIM Short Duration Multi-SectoBonds & Cash · Short-term0.40%4.45%+1.5%+2.4%+5.5%[…]−1.2%1.7%$278M1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PSDM 2023 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$9,923

VCIT

PSDM

PGIM Short Duration Multi-Secto · $278M$10,149

$10,000 since Jan 1, dividends reinvested

VCITMeasurePSDM

−0.8%Year to dateJan 1 → Nov 6+1.5%

+0.4%1 yearTotal return+2.4%

+6.9%3 years · per year$10,000 became $12,210 · $11,736+5.5%

+1.0%5 years · per year$10,000 became $10,493 · […][…]

0.03%Expense ratio$3 · $40 a year on $10k · lower is better0.40%

5.02%Trailing 12-mo yield$502 · $445 a year on $10k4.45%

−4.9%Worst dropSmaller is better−1.2%

4.5%VolatilityLower is calmer1.7%

VCITPSDM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4PSDM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs PSDM: Top 5 Holdings

Today

VCIT

[…]in top 5

PSDM

in top 55.5%

VCITStockPSDM

not top 5PAAA4.1%

not top 5PCS1.3%

not top 5PHYL0.1%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs PSDM Returns, Every Period

VanguardVCIT

+0.4%

past year

PSDMPGIM

+2.4%

past year

VCITPSDMFaded: behind in that period

1–2PSDM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs PSDM

YTD

VanguardVCIT

−0.8%

PSDMPGIM

+1.5%

−0.8%Year to date+1.5%

−4.9%Worst drop · 1Y−1.2%

4.5%Volatility · 1Y1.7%

5.0%Yield4.4%

$66.6BAssets$278M

3–1PSDM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSDM, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

PSDM0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PSDM, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

PSDM4.45%$445

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

PSDM$445 − $40 = $405

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PSDM, VCIT, BND

Today

[…]holdings […]

PSDMVCITBND

PSDM—[…][…]

VCIT[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.4%PSDM, at 1.7% volatility

PSDMWorst drop−1.2%1.7% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITPSDM

−0.8%Year to date+1.5%

5.0%Yield4.4%

+0.4%Past year+2.4%

0.03%Fee0.40%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026