Compare · 4 funds side by side · dividends reinvested

QQQ, SHM, VOO and BND

QQQInvesco×SHMSPDR×VOOVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,068QQQ · best of the four

02 / 04

QQQ, SHM, VOO and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.0

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.6

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.1%+3.3%+1.1%−2.7%1.8%$3.5B2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: QQQ 1999 · SHM 2007 · VOO 2010 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Vanguard S&P 500 ETF · $1.00T$11,128

VOO

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,141

$10,000 since Jan 1, dividends reinvested

VOOMeasureSHM

+11.3%Year to dateJan 1 → Nov 9+1.4%

+13.6%1 yearTotal return+2.1%

+22.0%3 years · per year$10,000 became $18,159 · $11,019+3.3%

+11.9%5 years · per year$10,000 became $17,543 · $10,571+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

1.07%Trailing 12-mo yield$107 · $270 a year on $10k2.70%

−8.9%Worst dropSmaller is better−2.7%

13.7%VolatilityLower is calmer1.8%

VOOSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VOO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs SHM: Top 5 Holdings

Today

VOO

28.3%in top 5

SHM

in top 5[…]

VOOStockSHM

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VOO vs SHM Returns, Every Period

VanguardVOO

+11.9%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

VOOSHMFaded: behind in that period

4–0VOO wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VOO vs BND

YTD

VanguardVOO

+11.3%

BNDVanguard

+0.0%

+11.3%Year to date+0.0%

−8.9%Worst drop · 1Y−4.5%

13.7%Volatility · 1Y4.0%

1.1%Yield4.1%

$1.00TAssets$161B

3–1BND wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QQQ, SHM, VOO, BND

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

BND0.03%$3

QQQ0.18%$18

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: QQQ, SHM, VOO, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SHM2.70%$270

VOO1.07%$107

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SHM$270 − $20 = $250

VOO$107 − $3 = $104

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: QQQ, SHM, VOO, BND

Today

54.9%most shared, QQQ and VOO

QQQSHMVOOBND

QQQ—[…]54.9%[…]

SHM[…]—[…][…]

VOO54.9%[…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%VOO, at 13.7% volatility

SHMWorst drop−2.7%1.8% vol

BNDWorst drop−4.5%4.0% vol

VOOWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDVOO

+0.0%Year to date+11.3%

4.1%Yield1.1%

+0.3%Past year+13.6%

0.03%Fee0.03%

2–1VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026