Compare · 3 funds side by side · dividends reinvested

SUB, SHM and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,853SUB · best of the three

02 / 04

SUB, SHM and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.4%+1.7%−1.9%1.4%$13.3B1.6

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B2.1

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SUB 2008 · SHM 2007 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Vanguard Total Bond Market ETF · $161B$10,007

BND

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,132

$10,000 since Jan 1, dividends reinvested

BNDMeasureSHM

+0.1%Year to dateJan 1 → Nov 5+1.3%

+0.4%1 yearTotal return+2.1%

+5.6%3 years · per year$10,000 became $11,761 · $11,058+3.4%

−0.0%5 years · per year$10,000 became $9,983 · $10,567+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

4.12%Trailing 12-mo yield$412 · $270 a year on $10k2.70%

−4.5%Worst dropSmaller is better−2.7%

4.0%VolatilityLower is calmer1.8%

BNDSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SHM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SHM: Top 5 Holdings

Today

BND

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs SHM Returns, Every Period

VanguardBND

−0.0%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

BNDSHMFaded: behind in that period

1–3SHM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BND vs SHM

YTD

VanguardBND

+0.1%

SHMSPDR

+1.3%

+0.1%Year to date+1.3%

−4.5%Worst drop · 1Y−2.7%

4.0%Volatility · 1Y1.8%

4.1%Yield2.7%

$161BAssets$3.5B

3–1SHM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SUB, SHM, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SUB0.07%$7

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SUB, SHM, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SHM2.70%$270

SUB2.57%$257

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SHM$270 − $20 = $250

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SUB, SHM, BND

Today

[…]holdings […]

SUBSHMBND

SUB—[…][…]

SHM[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.4%SUB, at 1.4% volatility

SUBWorst drop−1.9%1.4% vol

SHMWorst drop−2.7%1.8% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSUB

+0.1%Year to date+1.6%

4.1%Yield2.6%

+0.4%Past year+2.4%

0.03%Fee0.07%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026