Compare · 3 funds side by side · dividends reinvested

UTES, XLU and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,089UTES · best of the three

02 / 04

UTES, XLU and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.5

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.79%+3.8%+0.2%+17.4%+8.4%−16.1%15.7%$24.3B2.1

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.60%−1.5%−6.4%+25.0%+13.8%−17.6%22.4%$1.2B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: UTES 2015 · XLU 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Virtus Reaves Utilities ETF · $1.2B$9,848

UTES

XLU

State Street Utilities Select Sector SPDR ETF · $24.3B$10,383

$10,000 since Jan 1, dividends reinvested · they hold 43.5% in common

UTESMeasureXLU

−1.5%Year to dateJan 1 → Nov 3+3.8%

−6.4%1 yearTotal return+0.2%

+25.0%3 years · per year$10,000 became $19,515 · $16,171+17.4%

+13.8%5 years · per year$10,000 became $19,089 · $14,983+8.4%

0.49%Expense ratio$49 · $8 a year on $10k · lower is better0.08%

1.60%Trailing 12-mo yield$160 · $279 a year on $10k2.79%

−17.6%Worst dropSmaller is better−16.1%

22.4%VolatilityLower is calmer15.7%

UTESXLU Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLU wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

UTES vs XLU: Top 5 Holdings

Today

UTES

46.1%in top 5

XLU

in top 539.4%

UTESStockXLU

not top 5NEE12.6%

11.3%CEG6.4%

11.2%TLNnot top 5

9.5%VSTnot top 5

not top 5SO7.9%

7.3%XELnot top 5

not top 5DUK7.2%

6.8%CNPnot top 5

not top 5AEP5.2%

Held in common43.5%

End-of-day Nov 3, 2026 · share of each fund

UTES vs XLU Returns, Every Period

VirtusUTES

+13.8%

5 years, per year

XLUSPDR

+8.4%

5 years, per year

UTESXLUFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

UTES vs XLU

YTD

VirtusUTES

−1.5%

XLUSPDR

+3.8%

−1.5%Year to date+3.8%

−17.6%Worst drop · 1Y−16.1%

22.4%Volatility · 1Y15.7%

1.6%Yield2.8%

$1.2BAssets$24.3B

4–0XLU wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: UTES, XLU, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLU0.08%$8

UTES0.49%$49

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: UTES, XLU, VOO

2.79%highest, XLU

FundTrailing yieldYield$10k

XLU2.79%$279

UTES1.60%$160

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$271most kept, XLU

XLU$279 − $8 = $271

UTES$160 − $49 = $111

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: UTES, XLU, VOO

Today

43.5%most shared, UTES and XLU

UTESXLUVOO

UTES—43.5%1.0%

XLU43.5%—1.9%

VOO1.0%1.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

XLUWorst drop−16.1%15.7% vol

UTESWorst drop−17.6%22.4% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLUVOO

+3.8%Year to date+11.5%

2.8%Yield1.1%

+0.2%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026