Compare · 4 funds side by side · dividends reinvested

VIG, SHM, SCHD and BND

VIGVanguard×SHMSPDR×SCHDSchwab×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,638VIG · best of the four

02 / 04

VIG, SHM, SCHD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.1

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.46%+14.8%+17.6%+18.8%+10.7%−7.9%11.0%$109B2.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.6

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.5%+2.2%+3.3%+1.1%−2.7%1.8%$3.5B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VIG 2006 · SHM 2007 · SCHD 2011 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Schwab U.S. Dividend Equity ETF · $120B$13,313

SCHD

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,147

$10,000 since Jan 1, dividends reinvested

SCHDMeasureSHM

+33.1%Year to dateJan 1 → Nov 9+1.5%

+39.1%1 yearTotal return+2.2%

+19.6%3 years · per year$10,000 became $17,118 · $11,026+3.3%

+10.5%5 years · per year$10,000 became $16,454 · $10,577+1.1%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

2.96%Trailing 12-mo yield$296 · $270 a year on $10k2.70%

−6.9%Worst dropSmaller is better−2.7%

11.8%VolatilityLower is calmer1.8%

SCHDSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SHM: Top 5 Holdings

Today

SCHD

21.4%in top 5

SHM

in top 5[…]

SCHDStockSHM

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHD vs SHM Returns, Every Period

SchwabSCHD

+10.5%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

SCHDSHMFaded: behind in that period

4–0SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs BND

YTD

SchwabSCHD

+33.1%

BNDVanguard

+0.1%

+33.1%Year to date+0.1%

−6.9%Worst drop · 1Y−4.5%

11.8%Volatility · 1Y4.0%

3.0%Yield4.1%

$120BAssets$161B

3–1BND wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VIG, SHM, SCHD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VIG0.04%$4

SCHD0.06%$6

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VIG, SHM, SCHD, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SCHD2.96%$296

SHM2.70%$270

VIG1.46%$146

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCHD$296 − $6 = $290

SHM$270 − $20 = $250

VIG$146 − $4 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VIG, SHM, SCHD, BND

Today

14.5%most shared, VIG and SCHD

VIGSHMSCHDBND

VIG—[…]14.5%[…]

SHM[…]—[…][…]

SCHD14.5%[…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SHMWorst drop−2.7%1.8% vol

BNDWorst drop−4.5%4.0% vol

VIGWorst drop−7.9%11.0% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSCHD

+0.1%Year to date+33.1%

4.1%Yield3.0%

+0.3%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

DGRO vs VIG

YTD

iSharesDGRO

+19.1%

VIGVanguard

+14.8%

+19.1%Year to date+14.8%

1.8%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026