Compare · 3 funds side by side · dividends reinvested

VUG, HAPI and DFAC

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,526DFAC · best of the three

02 / 04

VUG, HAPI and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$85.7B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VUG 2004 · HAPI 2022 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

YTD

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M$10,819

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $85.7B$11,119

$10,000 since Jan 1, dividends reinvested · they hold 41.9% in common

HAPIMeasureDFAC

+8.2%Year to dateJan 1 → Nov 5+11.2%

+10.5%1 yearTotal return+14.3%

+22.1%3 years · per year$10,000 became $18,219 · $17,812+21.2%

[…]5 years · per year$10,000 became […] · $16,526+10.6%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.80%Trailing 12-mo yield$80 · $90 a year on $10k0.90%

−8.1%Worst dropSmaller is better−8.5%

12.8%VolatilityLower is calmer12.9%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.4%in top 5

DFAC

in top 520.5%

HAPIStockDFAC

6.2%MSFT5.0%

6.1%AAPL5.8%

5.9%AMZN2.7%

4.9%NVDA5.1%

4.4%META1.9%

Held in common41.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+10.5%

past year

DFACDimensional

+14.3%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs DFAC

YTD

HarborHAPI

+8.2%

DFACDimensional

+11.2%

+8.2%Year to date+11.2%

−8.1%Worst drop · 1Y−8.5%

12.8%Volatility · 1Y12.9%

0.8%Yield0.9%

$503MAssets$85.7B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUG, HAPI, DFAC

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VUG, HAPI, DFAC

0.90%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.90%$90

HAPI0.80%$80

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$69most kept, DFAC

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VUG, HAPI, DFAC

Today

43.9%most shared, VUG and HAPI

VUGHAPIDFAC

VUG—43.9%36.2%

HAPI43.9%—41.9%

DFAC36.2%41.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

DFACWorst drop−8.5%12.9% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+11.2%Year to date+8.2%

0.9%Yield0.8%

+14.3%Past year+10.5%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026