Compare · 2 funds side by side · dividends reinvested

BIL and USFR

BILSPDR×USFRWisdomTree×

Versus in desk

Story of the two · Growth1Y$10,000 one year agoDividends reinvested · both on one scale$10,411USFR · best of the two

02 / 04

BIL and USFR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

WisdomTree Floating Rate Treasury FundBonds & Cash · Cash & T-bills0.15%3.71%+3.4%+4.1%+4.6%+4.0%−0.0%0.3%$21.3B1.4

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: BIL 2007 · USFR 2014

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.1B$12,015

BIL

USFR

WisdomTree Floating Rate Treasury Fund · $21.3B$12,184

$10,000 five years ago, dividends reinvested

BILMeasureUSFR

+3.1%Year to dateJan 1 → Nov 3+3.4%

+3.7%1 yearTotal return+4.1%

+4.4%3 years · per year$10,000 became $11,393 · $11,454+4.6%

+3.7%5 years · per year$10,000 became $12,015 · $12,184+4.0%

0.14%Expense ratio$14 · $15 a year on $10k · lower is better0.15%

3.67%Trailing 12-mo yield$367 · $371 a year on $10k3.71%

−0.0%Worst dropSmaller is better−0.0%

0.2%VolatilityLower is calmer0.3%

BILUSFR Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5USFR wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BIL vs USFR: Top 5 Holdings

Today

BIL

[…]in top 5

USFR

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

BIL vs USFR Returns, Every Period

SPDRBIL

+3.7%

5 years, per year

USFRWisdomTree

+4.0%

5 years, per year

BILUSFRFaded: behind in that period

0–4USFR wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

BIL vs USFR

YTD

SPDRBIL

+3.1%

USFRWisdomTree

+3.4%

+3.1%Year to date+3.4%

−0.0%Worst drop · 1Y−0.0%

0.2%Volatility · 1Y0.3%

3.7%Yield3.7%

$48.1BAssets$21.3B

1–1level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BIL, USFR

Today

0.14%lowest, BIL

FundExpense ratioFee$10k

BIL0.14%$14

USFR0.15%$15

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: BIL, USFR

3.71%highest, USFR

FundTrailing yieldYield$10k

USFR3.71%$371

BIL3.67%$367

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$356most kept, USFR

USFR$371 − $15 = $356

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: BIL, USFR

Today

[…]holdings […]

BILUSFR

BIL—[…]

USFR[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+4.1%USFR, at 0.3% volatility

BILWorst drop−0.0%0.2% vol

USFRWorst drop−0.0%0.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

USFRBIL

+3.4%Year to date+3.1%

3.7%Yield3.7%

+4.1%Past year+3.7%

0.15%Fee0.14%

2–1USFR wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026