Compare · 3 funds side by side · dividends reinvested

DFAC, HAPI and VTV

Story of the three · Growth1Y$10,000 one year agoDividends reinvested · all three on one scale$12,395VTV · best of the three

02 / 04

DFAC, HAPI and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.86%+19.0%+24.0%+21.3%+12.0%−6.4%10.7%$184B1.1

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$85.7B2.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFAC 2005 · HAPI 2022 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $85.7B$16,526

$10,000 five years ago, dividends reinvested · they hold 41.9% in common

HAPIMeasureDFAC

+8.2%Year to dateJan 1 → Nov 5+11.2%

+10.5%1 yearTotal return+14.3%

+22.1%3 years · per year$10,000 became $18,219 · $17,812+21.2%

[…]5 years · per year$10,000 became […] · $16,526+10.6%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.80%Trailing 12-mo yield$80 · $90 a year on $10k0.90%

−8.1%Worst dropSmaller is better−8.5%

12.8%VolatilityLower is calmer12.9%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.4%in top 5

DFAC

in top 520.5%

HAPIStockDFAC

6.2%MSFT5.0%

6.1%AAPL5.8%

5.9%AMZN2.7%

4.9%NVDA5.1%

4.4%META1.9%

Held in common41.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+10.5%

past year

DFACDimensional

+14.3%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+8.2%

VTVVanguard

+19.0%

+8.2%Year to date+19.0%

−8.1%Worst drop · 1Y−6.4%

12.8%Volatility · 1Y10.7%

0.8%Yield1.9%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFAC, HAPI, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFAC, HAPI, VTV

1.86%highest, VTV

FundTrailing yieldYield$10k

VTV1.86%$186

DFAC0.90%$90

HAPI0.80%$80

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFAC, HAPI, VTV

Today

41.9%most shared, DFAC and HAPI

DFACHAPIVTV

DFAC—41.9%37.7%

HAPI41.9%—35.3%

VTV37.7%35.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.0%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.8% vol

DFACWorst drop−8.5%12.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTVDFAC

+19.0%Year to date+11.2%

1.9%Yield0.9%

+24.0%Past year+14.3%

0.03%Fee0.21%

4–0VTV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026