Compare · 4 funds side by side · dividends reinvested

DFIP, VCIT, SPY and BND

DFIPDimensional×VCITVanguard×SPYSPDR×BNDVanguard×

Story of the four · Growth1Y$10,000 one year agoDividends reinvested · all four on one scale$11,350SPY · best of the four

02 / 04

DFIP, VCIT, SPY and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

Dimensional - Inflation-Protected Securities ETFBonds & Cash · Treasuries0.11%5.32%−0.3%−0.5%+4.4%[…]−4.3%3.7%$1.1B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: DFIP 2021 · VCIT 2009 · SPY 1993 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Inflation-Protected Securities ETF · $1.1B[…]

DFIP

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

DFIPMeasureSPY

−0.3%Year to dateJan 1 → Nov 9+11.2%

−0.5%1 yearTotal return+13.5%

+4.4%3 years · per year$10,000 became $11,371 · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.11%Expense ratio$11 · $9 a year on $10k · lower is better0.09%

5.32%Trailing 12-mo yield$532 · $101 a year on $10k1.01%

−4.3%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer13.7%

DFIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFIP vs SPY: Top 5 Holdings

Today

DFIP

[…]in top 5

SPY

in top 527.8%

DFIPStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

DFIP vs SPY Returns, Every Period

DimensionalDFIP

−0.5%

past year

SPYSPDR

+13.5%

past year

DFIPSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

DFIP vs VCIT

YTD

DimensionalDFIP

−0.3%

VCITVanguard

−0.7%

−0.3%Year to date−0.7%

−4.3%Worst drop · 1Y−4.9%

3.7%Volatility · 1Y4.5%

5.3%Yield5.0%

$1.1BAssets$66.6B

4–0DFIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFIP, VCIT, SPY, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SPY0.09%$9

DFIP0.11%$11

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: DFIP, VCIT, SPY, BND

5.32%highest, DFIP

FundTrailing yieldYield$10k

DFIP5.32%$532

VCIT5.02%$502

BND4.12%$412

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$521most kept, DFIP

DFIP$532 − $11 = $521

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: DFIP, VCIT, SPY, BND

Today

[…]holdings […]

DFIPVCITSPYBND

DFIP—[…][…][…]

VCIT[…]—[…][…]

SPY[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.5%SPY, at 13.7% volatility

DFIPWorst drop−4.3%3.7% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

DFIPSPY

−0.3%Year to date+11.2%

5.3%Yield1.0%

−0.5%Past year+13.5%

0.11%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026