Compare · 4 funds side by side · dividends reinvested

FSEC, SCHD, VCIT and BND

FSECFidelity×SCHDSchwab×VCITVanguard×BNDVanguard×

Story of the four · Growth1Y$10,000 one year agoDividends reinvested · all four on one scale$13,911SCHD · best of the four

02 / 04

FSEC, SCHD, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.5

FIDELITY INVESTMENT GRADE SECURITIZED ETFBonds & Cash · Mortgage0.36%4.55%+0.3%+0.8%+6.2%+0.4%−5.0%4.6%$4.5B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FSEC 2021 · SCHD 2011 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,454

$10,000 five years ago, dividends reinvested

VCITMeasureSCHD

−0.7%Year to dateJan 1 → Nov 9+33.1%

+0.0%1 yearTotal return+39.1%

+6.6%3 years · per year$10,000 became $12,129 · $17,118+19.6%

+1.0%5 years · per year$10,000 became $10,510 · $16,454+10.5%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

5.02%Trailing 12-mo yield$502 · $296 a year on $10k2.96%

−4.9%Worst dropSmaller is better−6.9%

4.5%VolatilityLower is calmer11.8%

VCITSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SCHD: Top 5 Holdings

Today

VCIT

[…]in top 5

SCHD

in top 521.4%

VCITStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SCHD Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

VCITSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs FSEC

YTD

VanguardVCIT

−0.7%

FSECFidelity

+0.3%

−0.7%Year to date+0.3%

−4.9%Worst drop · 1Y−5.0%

4.5%Volatility · 1Y4.6%

5.0%Yield4.5%

$66.6BAssets$4.5B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSEC, SCHD, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SCHD0.06%$6

FSEC0.36%$36

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FSEC, SCHD, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FSEC4.55%$455

BND4.12%$412

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FSEC$455 − $36 = $419

BND$412 − $3 = $409

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FSEC, SCHD, VCIT, BND

Today

[…]holdings […]

FSECSCHDVCITBND

FSEC—[…][…][…]

SCHD[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

FSECWorst drop−5.0%4.6% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.7%Year to date+33.1%

5.0%Yield3.0%

+0.0%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026