Compare · 4 funds side by side · dividends reinvested

FTMS, SUB, VCIT and BND

FTMSFranklin Templeton×SUBiShares×VCITVanguard×BNDVanguard×

Story of the four · Growth1Y$10,000 one year agoDividends reinvested · all four on one scale$10,271FTMS · best of the four

02 / 04

FTMS, SUB, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.5%+3.4%+1.7%−1.9%1.4%$13.4B2.1

Franklin Short-Term Municipal Income ETFBonds & Cash · Municipal0.22%3.33%+2.2%+2.7%[…][…]−2.0%2.2%$267M2.2

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FTMS 2013 · SUB 2008 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Franklin Short-Term Municipal Income ETF · $267M[…]

FTMS

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,860

$10,000 five years ago, dividends reinvested

FTMSMeasureSUB

+2.2%Year to dateJan 1 → Nov 6+1.6%

+2.7%1 yearTotal return+2.5%

[…]3 years · per year$10,000 became […] · $11,045+3.4%

[…]5 years · per year$10,000 became […] · $10,860+1.7%

0.22%Expense ratio$22 · $7 a year on $10k · lower is better0.07%

3.33%Trailing 12-mo yield$333 · $257 a year on $10k2.57%

−2.0%Worst dropSmaller is better−1.9%

2.2%VolatilityLower is calmer1.4%

FTMSSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FTMS vs SUB: Top 5 Holdings

Today

FTMS

10.3%in top 5

SUB

in top 5[…]

FTMSStockSUB

4.9%PGLXXnot top 5

2.8%VTESnot top 5

2.6%FLMInot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FTMS vs SUB Returns, Every Period

Franklin TempletonFTMS

+2.7%

past year

SUBiShares

+2.5%

past year

FTMSSUBFaded: behind in that period

2–0FTMS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FTMS vs VCIT

YTD

Franklin TempletonFTMS

+2.2%

VCITVanguard

−0.8%

+2.2%Year to date−0.8%

−2.0%Worst drop · 1Y−4.9%

2.2%Volatility · 1Y4.5%

3.3%Yield5.0%

$267MAssets$66.6B

3–1FTMS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FTMS, SUB, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SUB0.07%$7

FTMS0.22%$22

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FTMS, SUB, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

FTMS3.33%$333

SUB2.57%$257

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

FTMS$333 − $22 = $311

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FTMS, SUB, VCIT, BND

Today

[…]holdings […]

FTMSSUBVCITBND

FTMS—[…][…][…]

SUB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.7%FTMS, at 2.2% volatility

SUBWorst drop−1.9%1.4% vol

FTMSWorst drop−2.0%2.2% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITFTMS

−0.8%Year to date+2.2%

5.0%Yield3.3%

+0.4%Past year+2.7%

0.03%Fee0.22%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026