Compare · 2 funds side by side · dividends reinvested

HAPI and SCHB

HAPIHarbor×SCHBSchwab×

Versus in desk

Story of the two · Growth1Y$10,000 one year agoDividends reinvested · both on one scale$11,373SCHB · best of the two

02 / 04

HAPI and SCHB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.5%+13.7%+21.8%+10.8%−8.9%14.0%$43.2B1.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Broad Market ETF · $43.2B$16,705

SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 46.8% in common

SCHBMeasureHAPI

+11.5%Year to dateJan 1 → Nov 9+10.6%

+13.7%1 yearTotal return+13.6%

+21.8%3 years · per year$10,000 became $18,080 · $18,105+21.9%

+10.8%5 years · per year$10,000 became $16,705 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.06%Trailing 12-mo yield$106 · $78 a year on $10k0.78%

−8.9%Worst dropSmaller is better−8.1%

14.0%VolatilityLower is calmer12.9%

SCHBHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCHB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHB vs HAPI: Top 5 Holdings

Today

SCHB

24.8%in top 5

HAPI

in top 527.5%

SCHBStockHAPI

7.0%AAPL6.2%

6.3%NVDA4.7%

5.5%MSFT6.1%

3.6%AMZN6.0%

not top 5META4.4%

2.3%GOOGLnot top 5

Held in common46.8%

End-of-day Nov 9, 2026 · share of each fund

SCHB vs HAPI Returns, Every Period

SchwabSCHB

+13.7%

past year

HAPIHarbor

+13.6%

past year

SCHBHAPIFaded: behind in that period

2–1SCHB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHB vs HAPI

YTD

SchwabSCHB

+11.5%

HAPIHarbor

+10.6%

+11.5%Year to date+10.6%

−8.9%Worst drop · 1Y−8.1%

14.0%Volatility · 1Y12.9%

1.1%Yield0.8%

$43.2BAssets$483M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB

1.06%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.06%$106

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, SCHB

SCHB$106 − $3 = $103

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB

Today

46.8%most shared, HAPI and SCHB

HAPISCHB

HAPI—46.8%

SCHB46.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.7%SCHB, at 14.0% volatility

HAPIWorst drop−8.1%12.9% vol

SCHBWorst drop−8.9%14.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBHAPI

+11.5%Year to date+10.6%

1.1%Yield0.8%

+13.7%Past year+13.6%

0.03%Fee0.35%

4–0SCHB wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026