Compare · 2 funds side by side · dividends reinvested

HAPI and SCHD

HAPIHarbor×SCHDSchwab×

Versus in desk

Story of the two · Growth1Y$10,000 one year agoDividends reinvested · both on one scale$13,915SCHD · best of the two

02 / 04

HAPI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $122B$16,459

SCHD

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 9.6% in common

SCHDMeasureHAPI

+33.2%Year to dateJan 1 → Nov 9+10.6%

+39.1%1 yearTotal return+13.6%

+19.6%3 years · per year$10,000 became $17,123 · $18,105+21.9%

+10.5%5 years · per year$10,000 became $16,459 · […][…]

0.06%Expense ratio$6 · $35 a year on $10k · lower is better0.35%

2.96%Trailing 12-mo yield$296 · $78 a year on $10k0.78%

−6.9%Worst dropSmaller is better−8.1%

11.8%VolatilityLower is calmer12.9%

SCHDHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs HAPI: Top 5 Holdings

Today

SCHD

21.4%in top 5

HAPI

in top 527.5%

SCHDStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.1%

not top 5AMZN6.0%

not top 5NVDA4.7%

4.4%PGnot top 5

not top 5META4.4%

4.3%TXNnot top 5

4.3%KOnot top 5

4.3%HDnot top 5

4.1%AMGNnot top 5

Held in common9.6%

End-of-day Nov 9, 2026 · share of each fund

SCHD vs HAPI Returns, Every Period

SchwabSCHD

+39.1%

past year

HAPIHarbor

+13.6%

past year

SCHDHAPIFaded: behind in that period

2–1SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Stocks: SCHD vs HAPI

YTD

SchwabSCHD

+33.2%

HAPIHarbor

+10.6%

+33.2%Year to date+10.6%

−6.9%Worst drop · 1Y−8.1%

11.8%Volatility · 1Y12.9%

3.0%Yield0.8%

$122BAssets$483M

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, SCHD

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHD

Today

9.6%most shared, HAPI and SCHD

HAPISCHD

HAPI—9.6%

SCHD9.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

HAPIWorst drop−8.1%12.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDHAPI

+33.2%Year to date+10.6%

3.0%Yield0.8%

+39.1%Past year+13.6%

0.06%Fee0.35%

4–0SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026