Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and VUG

Story of the three · Growth1Y$10,000 one year agoDividends reinvested · all three on one scale$11,434VXF · best of the three

02 / 04

HAPI, VXF and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.04%+12.3%+14.3%+20.4%+4.8%−11.0%18.1%$30.2B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$12,651

$10,000 five years ago, dividends reinvested · they hold 0.8% in common

HAPIMeasureVXF

+10.6%Year to dateJan 1 → Nov 9+12.3%

+13.6%1 yearTotal return+14.3%

+21.9%3 years · per year$10,000 became $18,105 · $17,436+20.4%

[…]5 years · per year$10,000 became […] · $12,651+4.8%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.78%Trailing 12-mo yield$78 · $104 a year on $10k1.04%

−8.1%Worst dropSmaller is better−11.0%

12.9%VolatilityLower is calmer18.1%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VXF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

27.5%in top 5

VXF

in top 56.7%

HAPIStockVXF

6.2%AAPLnot top 5

6.1%MSFTnot top 5

6.0%AMZNnot top 5

4.7%NVDAnot top 5

4.4%METAnot top 5

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.8%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

HarborHAPI

+13.6%

past year

VXFVanguard

+14.3%

past year

HAPIVXFFaded: behind in that period

1–2VXF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs VXF

YTD

HarborHAPI

+10.6%

VXFVanguard

+12.3%

+10.6%Year to date+12.3%

−8.1%Worst drop · 1Y−11.0%

12.9%Volatility · 1Y18.1%

0.8%Yield1.0%

$483MAssets$30.2B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

VXF0.05%$5

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, VUG

1.04%highest, VXF

FundTrailing yieldYield$10k

VXF1.04%$104

HAPI0.78%$78

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$99most kept, VXF

VXF$104 − $5 = $99

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, VUG

Today

43.8%most shared, HAPI and VUG

HAPIVXFVUG

HAPI—0.8%43.8%

VXF0.8%—2.3%

VUG43.8%2.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%VXF, at 18.1% volatility

HAPIWorst drop−8.1%12.9% vol

VXFWorst drop−11.0%18.1% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VXFHAPI

+12.3%Year to date+10.6%

1.0%Yield0.8%

+14.3%Past year+13.6%

0.05%Fee0.35%

4–0VXF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026