Compare · 3 funds side by side · dividends reinvested

INTM, MMMA and BND

INTMInvesco×MMMANY Life Investments×BNDVanguard×

Story of the three · Growth1Y$10,000 one year agoDividends reinvested · all three on one scale$10,115INTM · best of the three

02 / 04

INTM, MMMA and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.13%−0.1%+0.3%+5.5%−0.1%−4.5%4.0%$161B1.5

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFBonds & Cash · Municipal0.35%3.79%+0.3%+1.1%[…][…]−5.6%3.7%$105M1.7

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$60M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: INTM 2025 · MMMA 2025 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Allocation ETF · $60M[…]

MMMA

INTM

Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETF · $105M[…]

$10,000 five years ago, dividends reinvested

MMMAMeasureINTM

+2.6%Year to dateJan 1 → Nov 4+0.3%

[…]1 yearTotal return+1.1%

[…]3 years · per year[…]

[…]5 years · per year[…]

0.40%Expense ratio$40 · $35 a year on $10k · lower is better0.35%

3.74%Trailing 12-mo yield$374 · $379 a year on $10k3.79%

[…]Worst dropSmaller is better−5.6%

[…]VolatilityLower is calmer3.7%

MMMAINTM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2INTM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMMA vs INTM: Top 5 Holdings

Today

MMMA

0.2%in top 5

INTM

in top 5[…]

MMMAStockINTM

0.2%CASHnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

MMMA vs INTM Returns, Every Period

NY Life InvestmentsMMMA

[…]

past year

INTMInvesco

+1.1%

past year

MMMAINTMFaded: behind in that period

1–0MMMA wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

MMMA vs BND

YTD

NY Life InvestmentsMMMA

+2.6%

BNDVanguard

−0.1%

+2.6%Year to date−0.1%

[…]Worst drop · 1Y−4.5%

[…]Volatility · 1Y4.0%

3.7%Yield4.1%

$59.6MAssets$161B

1–1level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: INTM, MMMA, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

INTM0.35%$35

MMMA0.40%$40

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: INTM, MMMA, BND

4.13%highest, BND

FundTrailing yieldYield$10k

BND4.13%$413

INTM3.79%$379

MMMA3.74%$374

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$410most kept, BND

BND$413 − $3 = $410

INTM$379 − $35 = $344

MMMA$374 − $40 = $334

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: INTM, MMMA, BND

Today

[…]holdings […]

INTMMMMABND

INTM—[…][…]

MMMA[…]—[…]

BND[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.1%INTM, at 3.7% volatility

INTMWorst drop−5.6%3.7% vol

BNDWorst drop−4.5%4.0% vol

MMMAWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

BNDMMMA

−0.1%Year to date+2.6%

4.1%Yield3.7%

+0.3%Past year[…]

0.03%Fee0.40%

2–1BND wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026