Compare · 4 funds side by side · dividends reinvested

IVV, SHM, SGOV and BND

IVViShares×SHMSPDR×SGOViShares×BNDVanguard×

Story of the four · Growth1Y$10,000 one year agoDividends reinvested · all four on one scale$11,358IVV · best of the four

02 / 04

IVV, SHM, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.1

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.8

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.1%+3.3%+1.1%−2.7%1.8%$3.5B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · SHM 2007 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,571

SHM

IVV

iShares Core S&P 500 ETF · $853B$17,545

$10,000 five years ago, dividends reinvested

SHMMeasureIVV

+1.4%Year to dateJan 1 → Nov 9+11.3%

+2.1%1 yearTotal return+13.6%

+3.3%3 years · per year$10,000 became $11,019 · $18,159+22.0%

+1.1%5 years · per year$10,000 became $10,571 · $17,545+11.9%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

2.70%Trailing 12-mo yield$270 · $111 a year on $10k1.11%

−2.7%Worst dropSmaller is better−8.9%

1.8%VolatilityLower is calmer13.8%

SHMIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs IVV: Top 5 Holdings

Today

SHM

[…]in top 5

IVV

in top 527.8%

SHMStockIVV

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SHM vs IVV Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

IVViShares

+11.9%

5 years, per year

SHMIVVFaded: behind in that period

0–4IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SHM vs BND

YTD

SPDRSHM

+1.4%

BNDVanguard

+0.0%

+1.4%Year to date+0.0%

−2.7%Worst drop · 1Y−4.5%

1.8%Volatility · 1Y4.0%

2.7%Yield4.1%

$3.5BAssets$161B

3–1SHM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, SHM, SGOV, BND

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

BND0.03%$3

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, SHM, SGOV, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SGOV3.63%$363

SHM2.70%$270

IVV1.11%$111

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

SHM$270 − $20 = $250

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, SHM, SGOV, BND

Today

[…]holdings […]

IVVSHMSGOVBND

IVV—[…][…][…]

SHM[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

SGOVWorst drop0.0%0.2% vol

SHMWorst drop−2.7%1.8% vol

BNDWorst drop−4.5%4.0% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDIVV

+0.0%Year to date+11.3%

4.1%Yield1.1%

+0.3%Past year+13.6%

0.03%Fee0.03%

2–1IVV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026