Compare · 4 funds side by side · dividends reinvested

PSDM, SCHD, VCIT and BND

PSDMPGIM×SCHDSchwab×VCITVanguard×BNDVanguard×

Story of the four · Growth1Y$10,000 one year agoDividends reinvested · all four on one scale$13,915SCHD · best of the four

02 / 04

PSDM, SCHD, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

PGIM Short Duration Multi-SectoBonds & Cash · Short-term0.40%4.45%+1.5%+2.2%+5.4%[…]−1.2%1.7%$278M2.1

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PSDM 2023 · SCHD 2011 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

PGIM Short Duration Multi-Secto · $278M[…]

PSDM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

PSDMMeasureVCIT

+1.5%Year to dateJan 1 → Nov 9−0.7%

+2.2%1 yearTotal return+0.0%

+5.4%3 years · per year$10,000 became $11,712 · $12,129+6.6%

[…]5 years · per year$10,000 became […] · $10,510+1.0%

0.40%Expense ratio$40 · $3 a year on $10k · lower is better0.03%

4.45%Trailing 12-mo yield$445 · $502 a year on $10k5.02%

−1.2%Worst dropSmaller is better−4.9%

1.7%VolatilityLower is calmer4.5%

PSDMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3PSDM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PSDM vs VCIT: Top 5 Holdings

Today

PSDM

5.6%in top 5

VCIT

in top 5[…]

PSDMStockVCIT

4.2%PAAAnot top 5

1.3%PCSnot top 5

0.1%PHYLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

PSDM vs VCIT Returns, Every Period

PGIMPSDM

+2.2%

past year

VCITVanguard

+0.0%

past year

PSDMVCITFaded: behind in that period

2–1PSDM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

PSDM vs VCIT

YTD

PGIMPSDM

+1.5%

VCITVanguard

−0.7%

+1.5%Year to date−0.7%

−1.2%Worst drop · 1Y−4.9%

1.7%Volatility · 1Y4.5%

4.4%Yield5.0%

$278MAssets$66.6B

3–1PSDM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSDM, SCHD, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SCHD0.06%$6

PSDM0.40%$40

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PSDM, SCHD, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

PSDM4.45%$445

BND4.12%$412

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

PSDM$445 − $40 = $405

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PSDM, SCHD, VCIT, BND

Today

0.0%most shared, PSDM and SCHD

PSDMSCHDVCITBND

PSDM—0.0%[…][…]

SCHD0.0%—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

PSDMWorst drop−1.2%1.7% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.7%Year to date+33.2%

5.0%Yield3.0%

+0.0%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026