Compare · 3 funds side by side · dividends reinvested

RFIX, IUSB and VCIT

Story of the three · Growth1Y$10,000 one year agoDividends reinvested · all three on one scale$10,049IUSB · best of the three

02 / 04

RFIX, IUSB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B1.8

Simplify Bond Bull ETFBonds & Cash · Other bonds0.50%4.79%+2.8%−8.4%[…][…]−18.9%27.4%$42M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: RFIX 2024 · IUSB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Bond Bull ETF · $42M[…]

RFIX

IUSB

iShares Core Universal USD Bond ETF · $50.5B$10,151

$10,000 five years ago, dividends reinvested

RFIXMeasureIUSB

+2.8%Year to dateJan 1 → Nov 9+0.1%

−8.4%1 yearTotal return+0.5%

[…]3 years · per year$10,000 became […] · $11,705+5.4%

[…]5 years · per year$10,000 became […] · $10,151+0.3%

0.50%Expense ratio$50 · $6 a year on $10k · lower is better0.06%

4.79%Trailing 12-mo yield$479 · $433 a year on $10k4.33%

−18.9%Worst dropSmaller is better−4.3%

27.4%VolatilityLower is calmer3.9%

RFIXIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4IUSB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RFIX vs IUSB: Top 5 Holdings

Today

RFIX

14.5%in top 5

IUSB

in top 5[…]

RFIXStockIUSB

14.5%SBILnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

RFIX vs IUSB Returns, Every Period

SimplifyRFIX

−8.4%

past year

IUSBiShares

+0.5%

past year

RFIXIUSBFaded: behind in that period

1–1Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

RFIX vs VCIT

YTD

SimplifyRFIX

+2.8%

VCITVanguard

−0.7%

+2.8%Year to date−0.7%

−18.9%Worst drop · 1Y−4.9%

27.4%Volatility · 1Y4.5%

4.8%Yield5.0%

$41.6MAssets$66.6B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RFIX, IUSB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

RFIX0.50%$50

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: RFIX, IUSB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

RFIX4.79%$479

IUSB4.33%$433

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

RFIX$479 − $50 = $429

IUSB$433 − $6 = $427

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: RFIX, IUSB, VCIT

Today

[…]holdings […]

RFIXIUSBVCIT

RFIX—[…][…]

IUSB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.5%IUSB, at 3.9% volatility

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

RFIXWorst drop−18.9%27.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITRFIX

−0.7%Year to date+2.8%

5.0%Yield4.8%

+0.0%Past year−8.4%

0.03%Fee0.50%

3–1VCIT wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026