Compare · 3 funds side by side · dividends reinvested

SCMB, SGOV and BND

Story of the three · Growth1Y$10,000 one year agoDividends reinvested · all three on one scale$10,375SGOV · best of the three

02 / 04

SCMB, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.8

Schwab Municipal Bond ETFBonds & Cash · Municipal0.03%3.61%+0.0%+0.4%+4.4%[…]−6.7%3.8%$4.1B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SCMB 2022 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Municipal Bond ETF · $4.1B[…]

SCMB

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

SCMBMeasureSGOV

+0.0%Year to dateJan 1 → Nov 5+3.1%

+0.4%1 yearTotal return+3.7%

+4.4%3 years · per year$10,000 became $11,395 · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,086+3.9%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

3.61%Trailing 12-mo yield$361 · $363 a year on $10k3.63%

−6.7%Worst dropSmaller is better0.0%

3.8%VolatilityLower is calmer0.2%

SCMBSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCMB vs SGOV: Top 5 Holdings

Today

SCMB

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SCMB vs SGOV Returns, Every Period

SchwabSCMB

+0.4%

past year

SGOViShares

+3.7%

past year

SCMBSGOVFaded: behind in that period

0–3SGOV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SCMB vs BND

YTD

SchwabSCMB

+0.0%

BNDVanguard

+0.1%

+0.0%Year to date+0.1%

−6.7%Worst drop · 1Y−4.5%

3.8%Volatility · 1Y4.0%

3.6%Yield4.1%

$4.1BAssets$161B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCMB, SGOV, BND

Today

0.03%lowest, SCMB

FundExpense ratioFee$10k

SCMB0.03%$3

BND0.03%$3

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SCMB, SGOV, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SGOV3.63%$363

SCMB3.61%$361

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCMB$361 − $3 = $358

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SCMB, SGOV, BND

Today

[…]holdings […]

SCMBSGOVBND

SCMB—[…][…]

SGOV[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SCMBWorst drop−6.7%3.8% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSGOV

+0.1%Year to date+3.1%

4.1%Yield3.6%

+0.4%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026