Compare · 3 funds side by side · dividends reinvested

VUG, HAPI and DFAC

Story of the three · Growth1Y$10,000 one year agoDividends reinvested · all three on one scale$11,427DFAC · best of the three

02 / 04

VUG, HAPI and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$89.2B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VUG 2004 · HAPI 2022 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - US Core Equity 2 ETF · $89.2B$16,526

DFAC

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 41.9% in common

DFACMeasureHAPI

+11.2%Year to dateJan 1 → Nov 5+8.2%

+14.3%1 yearTotal return+10.5%

+21.2%3 years · per year$10,000 became $17,812 · $18,219+22.1%

+10.6%5 years · per year$10,000 became $16,526 · […][…]

0.21%Expense ratio$21 · $35 a year on $10k · lower is better0.35%

0.90%Trailing 12-mo yield$90 · $80 a year on $10k0.80%

−8.5%Worst dropSmaller is better−8.1%

12.9%VolatilityLower is calmer12.8%

DFACHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3DFAC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs HAPI: Top 5 Holdings

Today

DFAC

20.5%in top 5

HAPI

in top 527.4%

DFACStockHAPI

5.0%MSFT6.2%

5.8%AAPL6.1%

2.7%AMZN5.9%

5.1%NVDA4.9%

1.9%META4.4%

Held in common41.9%

End-of-day Nov 5, 2026 · share of each fund

DFAC vs HAPI Returns, Every Period

DimensionalDFAC

+14.3%

past year

HAPIHarbor

+10.5%

past year

DFACHAPIFaded: behind in that period

2–1DFAC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

DFAC vs HAPI

YTD

DimensionalDFAC

+11.2%

HAPIHarbor

+8.2%

+11.2%Year to date+8.2%

−8.5%Worst drop · 1Y−8.1%

12.9%Volatility · 1Y12.8%

0.9%Yield0.8%

$89.2BAssets$503M

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VUG, HAPI, DFAC

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VUG, HAPI, DFAC

0.90%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.90%$90

HAPI0.80%$80

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$69most kept, DFAC

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VUG, HAPI, DFAC

Today

43.9%most shared, VUG and HAPI

VUGHAPIDFAC

VUG—43.9%36.2%

HAPI43.9%—41.9%

DFAC36.2%41.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

DFACWorst drop−8.5%12.9% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+11.2%Year to date+8.2%

0.9%Yield0.8%

+14.3%Past year+10.5%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026