Compare · 4 funds side by side · dividends reinvested

CSSD, VCIT, SPY and BND

CSSDCohenSteers×VCITVanguard×SPYSPDR×BNDVanguard×

Story of the four · Growth3Y$10,000 three years agoDividends reinvested · all four on one scale$18,174SPY · best of the four

02 / 04

CSSD, VCIT, SPY and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.1

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.3

Cohen & Steers Short Duration Preferred and Income Active ETFBonds & Cash · Short-term0.49%5.25%+2.7%[…][…][…][…][…]$69M2.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: CSSD 2025 · VCIT 2009 · SPY 1993 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested

VCITMeasureSPY

−0.6%Year to dateJan 1 → Nov 5+8.3%

+0.3%1 yearTotal return+9.7%

+7.3%3 years · per year$10,000 became $12,368 · $18,174+22.0%

+1.0%5 years · per year$10,000 became $10,508 · $17,099+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

5.02%Trailing 12-mo yield$502 · $103 a year on $10k1.03%

−4.9%Worst dropSmaller is better−8.9%

4.5%VolatilityLower is calmer13.6%

VCITSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SPY: Top 5 Holdings

Today

VCIT

[…]in top 5

SPY

in top 527.7%

VCITStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs SPY Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VCITSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs CSSD

YTD

VanguardVCIT

−0.6%

CSSDCohenSteers

+2.7%

−0.6%Year to date+2.7%

−4.9%Worst drop · 1Y[…]

4.5%Volatility · 1Y[…]

5.0%Yield5.3%

$66.6BAssets$69.5M

2–0CSSD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: CSSD, VCIT, SPY, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SPY0.09%$9

CSSD0.49%$49

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: CSSD, VCIT, SPY, BND

5.25%highest, CSSD

FundTrailing yieldYield$10k

CSSD5.25%$525

VCIT5.02%$502

BND4.12%$412

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CSSD$525 − $49 = $476

BND$412 − $3 = $409

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: CSSD, VCIT, SPY, BND

Today

0.0%most shared, CSSD and SPY

CSSDVCITSPYBND

CSSD—[…]0.0%[…]

VCIT[…]—[…][…]

SPY0.0%[…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.7%SPY, at 13.6% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

CSSDWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CSSDSPY

+2.7%Year to date+8.3%

5.3%Yield1.0%

[…]Past year+9.7%

0.49%Fee0.09%

2–1SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026