Compare · 4 funds side by side · dividends reinvested

FSEC, VCIT, SPY and BND

FSECFidelity×VCITVanguard×SPYSPDR×BNDVanguard×

Story of the four · Growth3Y$10,000 three years agoDividends reinvested · all four on one scale$17,888SPY · best of the four

02 / 04

FSEC, VCIT, SPY and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.05%−1.4%−0.6%+6.2%+0.8%−4.9%4.5%$66.6B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$778B2.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.15%−0.7%−0.4%+4.6%−0.2%−4.5%4.0%$161B2.5

FIDELITY INVESTMENT GRADE SECURITIZED ETFBonds & Cash · Mortgage0.36%4.57%−0.3%+0.3%+5.8%+0.3%−5.0%4.7%$4.5B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: FSEC 2021 · VCIT 2009 · SPY 1993 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,415

VCIT

FSEC

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5B$10,155

$10,000 five years ago, dividends reinvested

VCITMeasureFSEC

−1.4%Year to dateJan 1 → Nov 10−0.3%

−0.6%1 yearTotal return+0.3%

+6.2%3 years · per year$10,000 became $11,974 · $11,831+5.8%

+0.8%5 years · per year$10,000 became $10,415 · $10,155+0.3%

0.03%Expense ratio$3 · $36 a year on $10k · lower is better0.36%

5.05%Trailing 12-mo yield$505 · $457 a year on $10k4.57%

−4.9%Worst dropSmaller is better−5.0%

4.5%VolatilityLower is calmer4.7%

VCITFSEC Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VCIT wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs FSEC: Top 5 Holdings

Today

VCIT

[…]in top 5

FSEC

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

VCIT vs FSEC Returns, Every Period

VanguardVCIT

+0.8%

5 years, per year

FSECFidelity

+0.3%

5 years, per year

VCITFSECFaded: behind in that period

2–2Level

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

VCIT vs FSEC

YTD

VanguardVCIT

−1.4%

FSECFidelity

−0.3%

−1.4%Year to date−0.3%

−4.9%Worst drop · 1Y−5.0%

4.5%Volatility · 1Y4.7%

5.1%Yield4.6%

$66.6BAssets$4.5B

3–1VCIT wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSEC, VCIT, SPY, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SPY0.09%$9

FSEC0.36%$36

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: FSEC, VCIT, SPY, BND

5.05%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.05%$505

FSEC4.57%$457

BND4.15%$415

SPY1.01%$101

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

FSEC$457 − $36 = $421

BND$415 − $3 = $412

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: FSEC, VCIT, SPY, BND

Today

[…]holdings […]

FSECVCITSPYBND

FSEC—[…][…][…]

VCIT[…]—[…][…]

SPY[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.0%SPY, at 13.8% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

FSECWorst drop−5.0%4.7% vol

SPYWorst drop−8.9%13.8% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−1.4%Year to date+10.8%

5.1%Yield1.0%

−0.6%Past year+13.0%

0.03%Fee0.09%

2–2level

End-of-day Nov 10, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

BND vs AGG

YTD

VanguardBND

−0.7%

AGGiShares

−0.7%

−0.7%Year to date−0.7%

4.1%Yield4.2%

$161BAssets$139B

1–0AGG wins

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026