Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and QQQ

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,756QQQ · best of the three

02 / 04

HAPI, DFAC and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.2%+14.3%+21.2%+10.6%−8.5%12.9%$85.7B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M1.9

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.48%+5.7%+5.0%+23.3%+11.7%−14.8%21.3%$469B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $85.7B$16,526

$10,000 five years ago, dividends reinvested · they hold 41.9% in common

HAPIMeasureDFAC

+8.2%Year to dateJan 1 → Nov 5+11.2%

+10.5%1 yearTotal return+14.3%

+22.1%3 years · per year$10,000 became $18,219 · $17,812+21.2%

[…]5 years · per year$10,000 became […] · $16,526+10.6%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.80%Trailing 12-mo yield$80 · $90 a year on $10k0.90%

−8.1%Worst dropSmaller is better−8.5%

12.8%VolatilityLower is calmer12.9%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.4%in top 5

DFAC

in top 520.5%

HAPIStockDFAC

6.2%MSFT5.0%

6.1%AAPL5.8%

5.9%AMZN2.7%

4.9%NVDA5.1%

4.4%META1.9%

Held in common41.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+10.5%

past year

DFACDimensional

+14.3%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs DFAC

YTD

HarborHAPI

+8.2%

DFACDimensional

+11.2%

+8.2%Year to date+11.2%

−8.1%Worst drop · 1Y−8.5%

12.8%Volatility · 1Y12.9%

0.8%Yield0.9%

$503MAssets$85.7B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, QQQ

Today

0.18%lowest, QQQ

FundExpense ratioFee$10k

QQQ0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, QQQ

0.90%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.90%$90

HAPI0.80%$80

QQQ0.48%$48

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$69most kept, DFAC

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, QQQ

Today

41.9%most shared, HAPI and DFAC

HAPIDFACQQQ

HAPI—41.9%41.6%

DFAC41.9%—35.0%

QQQ41.6%35.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.3%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

DFACWorst drop−8.5%12.9% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFACHAPI

+11.2%Year to date+8.2%

0.9%Yield0.8%

+14.3%Past year+10.5%

0.21%Fee0.35%

4–0DFAC wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

2–0QQQM wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026