Compare · 3 funds side by side · dividends reinvested

HAPI, DIA and VTV

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,105HAPI · best of the three

02 / 04

HAPI, DIA and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+20.9%+25.4%+21.0%+12.3%−6.4%10.8%$184B1.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.1

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.37%+10.1%+13.2%+17.5%+9.7%−9.8%13.6%$44.0B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DIA 1998 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $44.0B$15,889

$10,000 five years ago, dividends reinvested · they hold 34.4% in common

HAPIMeasureDIA

+10.6%Year to dateJan 1 → Nov 9+10.1%

+13.6%1 yearTotal return+13.2%

+21.9%3 years · per year$10,000 became $18,105 · $16,221+17.5%

[…]5 years · per year$10,000 became […] · $15,889+9.7%

0.35%Expense ratio$35 · $16 a year on $10k · lower is better0.16%

0.78%Trailing 12-mo yield$78 · $137 a year on $10k1.37%

−8.1%Worst dropSmaller is better−9.8%

12.9%VolatilityLower is calmer13.6%

HAPIDIA Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DIA: Top 5 Holdings

Today

HAPI

27.5%in top 5

DIA

in top 532.9%

HAPIStockDIA

not top 5GS10.0%

not top 5CAT6.5%

6.2%AAPLnot top 5

6.1%MSFT6.1%

6.0%AMZNnot top 5

not top 5AMGN5.3%

not top 5V4.9%

4.7%NVDAnot top 5

4.4%METAnot top 5

Held in common34.4%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs DIA Returns, Every Period

HarborHAPI

+13.6%

past year

DIASPDR

+13.2%

past year

HAPIDIAFaded: behind in that period

3–0HAPI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+10.6%

VTVVanguard

+20.9%

+10.6%Year to date+20.9%

−8.1%Worst drop · 1Y−6.4%

12.9%Volatility · 1Y10.8%

0.8%Yield1.8%

$483MAssets$184B

4–0VTV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DIA, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

DIA0.16%$16

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DIA, VTV

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

DIA1.37%$137

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

DIA$137 − $16 = $121

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DIA, VTV

Today

35.5%most shared, HAPI and VTV

HAPIDIAVTV

HAPI—34.4%35.5%

DIA34.4%—23.4%

VTV35.5%23.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+25.4%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

DIAWorst drop−9.8%13.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTVHAPI

+20.9%Year to date+10.6%

1.8%Yield0.8%

+25.4%Past year+13.6%

0.03%Fee0.35%

4–0VTV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026