Compare · 3 funds side by side · dividends reinvested

HAPI, SCHB and VTV

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,077HAPI · best of the three

02 / 04

HAPI, SCHB and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+20.9%+25.4%+21.0%+12.3%−6.4%10.8%$184B1.3

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.4%+13.7%+21.8%+10.8%−8.9%14.0%$43.2B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.4%+13.5%+21.8%[…]−8.1%12.9%$483M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

SCHB

Schwab U.S. Broad Market ETF · $43.2B$16,699

$10,000 five years ago, dividends reinvested · they hold 46.9% in common

HAPIMeasureSCHB

+10.4%Year to dateJan 1 → Nov 9+11.4%

+13.5%1 yearTotal return+13.7%

+21.8%3 years · per year$10,000 became $18,077 · $18,074+21.8%

[…]5 years · per year$10,000 became […] · $16,699+10.8%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.78%Trailing 12-mo yield$78 · $106 a year on $10k1.06%

−8.1%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer14.0%

HAPISCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SCHB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SCHB: Top 5 Holdings

Today

HAPI

27.4%in top 5

SCHB

in top 524.8%

HAPIStockSCHB

6.2%AAPL7.1%

4.6%NVDA6.2%

6.2%MSFT5.6%

6.0%AMZN3.6%

4.4%METAnot top 5

not top 5GOOGL2.3%

Held in common46.9%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs SCHB Returns, Every Period

HarborHAPI

+13.5%

past year

SCHBSchwab

+13.7%

past year

HAPISCHBFaded: behind in that period

0–2SCHB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+10.4%

VTVVanguard

+20.9%

+10.4%Year to date+20.9%

−8.1%Worst drop · 1Y−6.4%

12.9%Volatility · 1Y10.8%

0.8%Yield1.8%

$483MAssets$184B

4–0VTV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB, VTV

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VTV0.03%$3

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB, VTV

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

SCHB1.06%$106

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

SCHB$106 − $3 = $103

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB, VTV

Today

46.9%most shared, HAPI and SCHB

HAPISCHBVTV

HAPI—46.9%35.4%

SCHB46.9%—39.6%

VTV35.4%39.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+25.4%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

SCHBWorst drop−8.9%14.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTVSCHB

+20.9%Year to date+11.4%

1.8%Yield1.1%

+25.4%Past year+13.7%

0.03%Fee0.03%

3–0VTV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.6%

+11.6%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$93.2B

1–0VTI wins

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.4B

1–0VTV wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026